...for loss caused directly or 76 indirectly by invasion, insurrection, riot, civil war or commotion, 77 or military or usurped power, or by order of any civil authority 78 (26) ; or by theft (27) ; or by neglect of the insured to use all 79 reasonable means to save and...

...for loss caused directly or 76 indirectly by invasion, insurrection, riot, civil war or commotion, 77 or military or usurped power, or by order of any civil authority 78 (26) ; or by theft (27) ; or by neglect of the insured to use all 79 reasonable means to save and...

...was totally destroyed by fire ; that the destruction of said property was by fire direct, and was not caused directly or indirectly by invasion, insurrection,...means to save and preserve the property at and after the fire, or by explosion of any kind, or by lightning, or by any cause or causes which by the terms...

...policy, the building was totally destroyed by fire. The policy of insurance contains this clause: "The company shall not be liable for loss caused directly...power, or by order of any civil authority or by theft." The defendant claims that the clause quoted exempts it from liability. It bases its exemption upon...

...by the exception in the clause hereinbefore quoted. The first part of the exception, to wit, 'this company shall not be liable for loss caused directly...usurped power, or by order of any civil authority,' ends by a semicolon. It ie thus plainly stated that the company shall not be liable for loss 'caused...

...policy. The question turns upon the following provision In the policy, to wit: 'This company shall not he liable for loss caused directly or indirectly by Invasion,...usurped power, or by order of any civil authority; or for loss or damage occasioned by or through any volcano, earthquake, or hurricane, or other eruption,...

...order of any civil authority." That the clause as written only exempts the companies from loss caused by invasion, insurrection, riot, civil war, or commotion, or military or usurped power, or by authority of any civil authority, independent, of fire. That the words "except as hereinafter provided,"...

...damage by fire except as hereinafter provided," and among other exceptions was the following: "This company shall not be liable for loss caused directly or Indirectly by invasion, earthquake, riot, civil war or commotion. * * *" Held, That the exception was loss by fire caused directly...

...power, or by order of any civil authority,' ends by a semicolon. It is thus plainly stated that the company shall not be liable for loss 'caused directly or indirectly' by the various things therein enumerated. As the damage in this case was not caused by any of the things...

...INSURANCE. 821 INSURANCE (Continued). policy of fire insurance, which contained a provision that the insurer "shall not be liable for loss caused directly or indirectly by invasion ... or by order of any civil authority; or for loss or damage occasioned by or through any . . . earthquake,"...