The Business of Insurance: A Text Book and Reference Work Covering All Lines of Insurance, Written by Eighty Eminent Experts, Volume 3Howard Potter Dunham Ronald Press Company, 1912 - Accident insurance |
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Common terms and phrases
accident ACCUMULATED DIVIDENDS advertising agency agent amount ance application appointed assignment Assured Assured's authorized bank beneficiary Blank Bond book value cancellation cards cash casualty insurance caused cent certificate claim Company's contract corporation countersigned court covered death December 31 deposit described disability dividends Dollars duly duties earned premium Employe Employer examination expense filed fire insurance follows furnished give Henry Spelman hereinafter hereto hereunder home office indemnity injury insolvency insurable interest insurance commissioner insurance companies insurance department interest issued ledger assets letter letter sheet liability loans loss or damage ment months mortgage loans notice paid pany paper payable payment person policyholders premises premium President Principal Sum printed proof property insured received reserve risk Schedule Secretary securities sheet statement statute subrogated surety term thereof tion unless void waive waiver warranty writing written
Popular passages
Page 410 - ... arrests, restraints and detainments of all kings, princes, and people of what nation, condition, or quality soever, barratry of the master and mariners, and of all other perils, losses, and misfortunes that have or shall come to the hurt, detriment, or damage of the said goods and...
Page 410 - Surprisals, Takings at Sea, Arrests, Restraints and Detainments of all Kings, Princes, and People, of what Nation, -Condition or Quality soever...
Page 338 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 340 - No suit or action on this policy, for the recovery of any claim, shall be sustainable in any court of law or equity until after full compliance by the insured with all the foregoing requirements, nor unless commenced within twelve months next after the fire.
Page 337 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 410 - Be it known that as well in own name as for and in the name and names of all and every other person or persons to whom the same doth, may, or shall appertain, in part or in all...
Page 411 - Part thereof; and in case of any Loss or Misfortune, it shall be lawful to the Assured, their Factors, Servants, and Assigns, to sue, labour, and travel for, in and about the Defence, Safeguard and Recovery of the said Goods and Merchandises and Ship, Ac., or any Part thereof, without Prejudice to this Insurance; to the Charges whereof we, the Assurers, will contribute, each one according to the Rate and Quantity of his sum herein assured.
Page 338 - Ms company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority...
Page 340 - In the event of disagreement as to the amount of loss the same shall, aa above provided, be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss, stating separately sound value and damage, and, failing to agree shall submit their differences to the umpire; and the award in writing of any two shall determine...
Page 402 - This policy is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements, or conditions as may be endorsed hereon or added hereto, and no officer, agent, or other representative of this company shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto...