matters, 133. Bank Failures, causes of, 132. -Sound; how farmers can promote it, 132. Bank Loans; necessity of prompt collection, Banks, causes of farmers' dislike for, 133. Different classes of, 135. Do not desire to foreclose mortgages, III. Large; not themselves monopolists, but Late proposal for security of circulation, Managers of, not usually rich men, 131. National; great profits of the earlier ones, 143. lating notes, 143, 145. Results of "runs" upon, 136. - Savings, 135. - Savings, statistics of, 579. State commercial; statistics of, 578. State; supervision of, 151. Summary of statistics of, 579. Their function of issuing paper money, 137. Will get highest interest rates possible, Bimetalism, international not probable, 366. Book Farming; faults of early farm books, 69. Most of the old books really valuable, 70. - Prejudice against, 69. Prejudice arising from exaggerated ex- - Prejudice partly due to the fact that farm- Books, list of for farmers, 566-575. - Inclined to drift off among strangers, 94. Boys, Farmers'; shiftless; probably defect -Will be happier in the country than in the Will develop according to ability, 94. Bounty, export, see export bounty. Bulletins of Experiment Stations; how to - Of U. S. Department of Agriculture; how Business, a science, 205. - Certain to flow in easiest channels, 212. In farming differs from trade, 205. - Principles of apply to farming, 205. California Wine-makers Corporation, 517. · Conditions leading to organization of, 519. - Difficulties of, 522. Difficulty of organization of, 520. Early success of, 522 Nature of, 521, 650. Relations of vineyardists, 522. Cases, Granger the, 287. Capital, certain to protect itself, 212. -Control of in hands of borrowers more necessary than in hands of owners, 150. - Growth of in cooperative stores, 215. Large, do not receive high interest, 135. Checks, bank, perform the functions of Circulation, per capita, 349. -As law stands U. S. would have to main- - Silver, discontinued by Latin Union, 362. Commerce, one law of, 127. Commission Business, a trust business re- - Fraudulent practices in, 154. -Laws regula g, 152. · Proper methods of regulation, 155. Unsatisfactory condition of, 152. Commission Merchants, 152. Attacks on by faimers, 154. - Competition among, 155. Conflict in duties of, 153. Duty of, 152. - Folly of accepting advances from, 157. How to get a good one, 156. - Impropriety of dealing for his own ac- count, 153. -- Profits of, 156. Sales of to themselves, 154. Should be confidential agent and friend of - Their old methods, 153. Commodities, relation of to silver and gold, Common Schools, Agriculture in (see Agri- As conducted by merchants, 102. Different kinds of, 104. Economic science assumes it, 101. The public press will not properly inform - Universal in its effects, 100. Competitors, cost of learning about them How the farmer can inform himself about Knowledge regarding them the most im- - Of the farmers, who they are. 103. Consumers, importance of stimulating de- mand, 37. Cooperation, altruism in, 279. Altruism in Great Britain, 281. Altruism not a safe foundation for cooper- Cooperation, among farmers, 602. - Among farmers in Europe, 604. Among others than farmers, 605, 609. Among farmers, result of same forces that business Arguments for identical for all forms, 439. - How induced among the California fruit- - - - How regarded by Socialists, 203, 261. In California; degree of altruism in, 440. In California; some experiences of, 440. -In marketing dried fruits, beginnings of In marketing dried fruits; conditions In marketing dried fruits, methods of in Leaders of in California. 435-438. -Likely to begin among least prosperous of Most common forms of, 204. Motives of identical with those of trusts, -Natural result of excessive competition, -Should not be based on sentiment, 210, 211. Cooperative Business, compensation of sal- - Fair compensation with honor, the best Impossible without some risk, 218. - Managers of not generally respected, 255. - Must be transacted by a corporation, 207. - Personal expense of managers of, if in Requires adequate capital, 209, 229. - Successful only when intelligently man- - Success of depends on personal equation Will not be sustained if inconvenient to Cooperative Corporations, effect of good Cooperative Marketing Societies, attention to detail the key to success, 275. Caution in making advances essential, 230. Cost of organization of, 486, 494. - Difficulty of organizing, 493. Difficulty of raising funds for, 493, 495. - Economic gain by associated credit, 269. - Economic gain by assurance of honest - Economic gain by diffusion of business - Economic gain by elimination of local - Economic gain by extending period of -Economic gain confined to initial stages of 277. -Economic gain in advertising, 261. Economic gain possible only with an -Local; difficulty of uniting them under one Methods necessary to the sale of products, 275. - No economic gain in elimination of whole- -Not yet usually competent to maintain Opposed to law of natural selection, 271. -Should not borrow from commission men. - Substantially Trusts, 509, 522. - Summary of economic gains by, 270. Vs. cooperative purchasing societies, 260, Cooperative Societies, British, 211. Business capacity of indicated by direc- - Can not safely incur debt, 229. -Caution in beginning business essential, - 230. Danger from ignorance of stockholders, - Danger from infirm will of stockholders, Danger from neglect of stockholders, 234. - Danger from suspicion of stockholders, 235. Directors should not pledge their personal Economic gain by raising the standard of - Encouraged by those who will not join, 211. - Suspicion of managers of, 502. Waste of energy in holding membership When may be expected to succeed, 214. How made successful, 214. Cornell University; work of in common Assessments on paid-up stock evidence of Assessments on stock of, 220, 221. - Can do only such business as charter -Caution in drawing up the charter essen- Definition of, 219. For cooperative purposes, 218. Legal advice in forming desirable, 225. Corners, speculative; how settled, 178. Corruption in Legislatures; how it affects - Opportunities for in legislative positions, -- - 117. 33. Farmers must learn to reduce, 33. · Of produce not generally known by farm- ers, 35. Reduced by studies of scientific men, 33. - Work of chemists and engineers in re- Country Life easier than city life, 92. Courses, short; in agriculture, 51, 551. Cover crops; plants suitable for, 86. Credit; business transactions depend upon it, 355. - Results of failure of, 355. Creditors; will respect manliness and cour- age in debtors, III. Crime, of 1873 a myth, 359. Crop; necessity of adaptation to soil, 88. - Bank: elasticity of, 148. Government; danger of overissues, 148. Government vs. bank notes, 146, 149. Death; what evolutionists mean by it, 23. Unless to run a long time not relieved by Debtors; formerly sold as slaves, 110. - Must frankly look their condition in the Deferred payments; standard of, 367. Department of Agriculture; Bulletins, and Diagrams, statistical, caution in regard to Direct Legislation; arguments for, 413. -If wise would require all the time of the Initiative and referendum, 415. In Switzerland, 420. In municipal affairs, 416, 420. Likely to be conservative, 420. Necessary limitations of, 418, 419. Not desirable that it advance too rapidly, Not yet a real question of the day, 418. - Obstacles to its progress, 414. Rapidly gaining support, 415. - Some proper subjects of, 418. Very expensive, 418. Discontent; causes of, do not operate uni- farmers, 47. Experiments in digestion; value of, 48. Cost of to U. S. if given as proposed, 318. European experience in, 315, 316, 319, 320. - Relation of, to question of protection and - Results of, as claimed by its advocates, Farmer, New; must be first of all a business -New; must protect himself by his vote, - 16. - New; uses far more money than the old None but the strong can realize their rea- Not always the best judge of his own ail- Objections of, to Socialism, 429. Often misled by demagogues, 17. - Old life of the farmer not now possible or - Old; his life in the middle of the ninetenth Old; saw very little money, 14. - Old; social and intellectual condition, 13. - Pecuniarily affected by politics, 115. Points of difference and agreement with - Position of in reference to demands of labor, Should produce what most interests him, - Small; conditions upon which his con- - Small; danger to his existence as a class, 35. Training does not prepare for public Unscientific in competition with the stu- What should he get from his farm, 122. Who can produce cheapest will survive Farmer's Alliance, 290. Radicalism of, 291. Relations of, to Grar ge, 290, 291. Relations to political action, 290. Farmers; belong to the capitalist class, 19. - Can stop waste of money on country roads |