MITCHELL, HENRY, Kingston upon Hull, Fisherman. Kingston upon Hull. Pet July 20. Ord July 20 MORRIS, WILLIAM, Leeds, Commission Agent. Leeds. Pet July 20. Ord ONIONS, HENRY, Boningale, nr Albrighton, Salop, Licensed Victualler. OWEN. ROBERT EDWARD, Beaumaris, Anglesey, Medical Practitioner. Bangor. PEAKE, DANIEL JOHN, Dover, Carpenter. Canterbury. Pet July 19. Ord July 19 PEAKE, JOHN NASH, Congleton, Cheshire, Colliery Proprietor. Hanley, Burslem, and Tunstall. Pet July 18. Ord July 18 PERRING, JAMES, Holbeton, nr Ivybridge, Devon, Baker. East Stonehouse. Pet July 20. Ord July 20 PIPER, GEORGE PARSEY, Gt Hormead, Hertfordshire, Farmer. Cambridge. Pet PRITCHARD, THOMAS, New lane, Enfield, Baker. Edmonton. Pet July 20. RADFORD, FREDERICK RICHARD, Bristol, Butcher. Bristol. Pet July 18. Ord ROBINSON, GEORGE, Rochdale, Lancashire, Boot Dealer. Oldham. Pet July 20. Ord July 20 ROUTH, RANDOLPH STEWART ARDEN, Dulverton, Somersetshire, no occupation. SIDDELEY, JOSHUA, and JOHN SIDDELEY, Newlyn, nr Penzance, Ice Manufacturers. Liverpool. Pet May 27. Ord July 19 SIMPSON, ROBERT, Shenstone, Staffordshire, Baker. Walsall. Pet July 18. Ord July 18 SMITHIES, JOHN, Elland, Yorks, Joiner. Halifax. Pet July 15. Ord July 18 STEEL, JAMES, Cheltenham, Dealer in Domestic Machinery. Cheltenham. Pet July 19. Ord July 19 STOKES, WILLIAM HENRY, Birchfield, Staffordshire, Jeweller. Birmingham. Pet July 19. Ord July 19 THORNTON, JAMES, Oxford, Bookseller. Oxford. Pet July 18. Ord July 18 WALDRON, JOHN, Walthamstow, Essex, Baker. High Court. Pet July 18. Ord July 18 WEBSTER, JOHN, Manchester, Baker. Manchester. Pet July 19. Ord July 19 WILLIAMS, JOHN, Chester, Provision Dealer. Chester. Pet July 20. Ord July 20 WILLIAMSON, JOHN, Droitwich, Worcestershire, Clerk in Holy Orders. Worcester. Pet July 19. Ord July 19 WRIGHT, EDWARD, Sheffield, Builder. Sheffield. Pet July 20. Ord July 20 YEO, JOHN HART, Brixham, Devon, Shipowner. East Stonehouse. Pet July 19. Ord July 19 BROOKS, JAMES, Tiddington, Oxfordshire, Farrier. July 30 at 11.30. Off Rec, 1, St Aldates, Oxford BROWNING, JAMES, Gaisford st, Kentish town, Builder. Aug 2 at 3. 109, Victoria st, Westminster CARELESS, RICHARD, Campden, Gloucestershire, Commission Agent. July 29 at 11.30. Off Rec. 1, St Aldates, Oxford CLARKE, RICHARD THOMAS, Milton-next-Gravesend, Chemist. Aug 2 at 11.30. DAVIES, MARY, Llansamlet, Glamorganshire, Grocer. July 30 at 11. Off Rec, Off Rec, FIELD, FREDERICK, Evesham, Worcestershire, Market Gardener. Aug 3 at 10.30. Off Rec, Worcester. FULLER. WILLIAM STEPHEN, Worthing, Coach Builder. July 29 at 3. Off Rec, 4, Pavilion bldgs, Brighten GORDON, WILLIAM, and DUNCAN GORDON, Billiter st, Merchants. July 29 at 2.30. Bankruptcy bldgs Lincoln's inn GRAVIL, KITCHINGMAN, Sandel. nr Wakefield, Insurance Agent. July 29 at 11. Off Rec, Bond ter, Wakefield GREEN, ELIAS, Fareham, Pianoforte Dealer. July 29 at 2.30. Off Rec, Salisbury HARRISON, BENJAMIN. Huddersfield, Contracter. July 29 at 11. Haigh & Sons, solors, New st, Huddersfield HAWS, CHARLES HENRY, Witcham, Cambridgeshire, Brick Maker. Aug 2 at 2.30. Lamb Hotel, Ely HAYWARD, WILLIAM, Christchurch, Watchmaker. July 29 at 11 30. HENDERSON, THOMAS, Gosforth. Northumberland, Grocer. Aug 2 at 2. Off Rec, Off Rec, HOGBEN, THOMAS, Hawkinge, nr Folkestone, Veterinary Surgeon. Aug 3 at 12.30. 73, Sandgate rd, Folkestone IVES, GEORGE, New Scarborough, nr Wakefield, Grease Manufacturer. July 29 at 11.30. Off Rec, Bond terrace, Wakefield JONES, JOHN OWEN, Llanfihangel Bachellaeth, Carrarvonshire, Farmer. July 29 at 10. Royal Hotel. Carnarvon KENT. WILLIAM, High st, Thames Ditton, Smith. July 29 at 11. Cannon st Hotel KNIGHT, EDMUND, Stoke Prior, nr Bromsgrove, Farmer. Aug 3 at 11. Off Rec, Worcester LAUNDON, JOHN EADY, Beauchamp, Leicestershire, Butcher. July 30 at 12. 28, Friar lane, Leicester LYONS, SAMUEL, Crewe, Fitter. Aug 10 at 10. 152, Hospita st, Nantwich MILNER, THOMAS, Halifax, Woollen Draper. July 30 at 11. Off Rec, Halifax PEAKE, JOHN NASH, Congleton, Cheshire, Colliery Proprietor. Aug 1 at 2.30. RADFORD, FREDERICK RICHARD, Bristol, Butcher. Aug 8 at 12.30. Off Rec, Bank chmbrs, Bristol RILEY, EDWARD, Rawtenstall. Lancs, Smallware Dealer: July 29 at 3.30. Off Rec, Ogden's chmbrs, Bridge st, Manchester ROUTH, RANDOLPH STEWART ARDEN, Dulverton, Somerset, no occupation. July SHAW, SAMUEL, Heaton Norris, Lancs. Coal Merchant. July 29 at 11.30. Off TODD, EDWARD, Kendal, Furniture Remover. July 30 at 11.30. 37, Stramongate, WHITTAKER, THOMAS, Heanor, Derbyshire, Builder. July 29 at 3. Off Rec, St WITHERS, JAMES, Cheddar, Somersetshire, Cropper. July 29 at 12.30. Bath WRIGHT, WILLIAM WALDON, Great Yarmouth, Bricklayer. July 29 at 11.15. Blake, South Quay, Yarmouth ADJUDICATIONS. ALLCOCK, CHARLES, Derby, Grocer. Derby. Pet June 30. Ord July 19 ATKINS, JAMES, Birkenhead, Licensed Victualler. Birkenhead. Pet July 16. BEVINGTON, EDWIN, Leigh, Lancs, Provision Dealer. Bolton. Pet July 20. Ord BRADBURY, SAMUEL WILLIAM, New Oxford st, Commercial Traveller. High Court. Pet June 24. Ord July 19 COOPER, WATSON, Stockton on Tees, Draper. borough. Pet July 18. Ord July 18 Stockton on Tees and Middles COSSEY, G, Manderville st, Clapton pk, Builder. High Court. Pet June 10. Ord COTTON, WILLIAM, Stoke Newington rd, Stoke Newington, Toy Warehouseman. Ord DAVIS, EDWARD HENRY, Bristol, Accountant. Bristol. Pet July 11. Ord July 20 Fox, W. G.. Moreton ter, Belgrave rd, Pimlico. High Court. Pet May 25. Ord HARRISON, BENJAMIN, Huddersfield, Contractor. Huddersfield. Pet July 16. MORRIS, JONES JOHN, Barmouth, Merionethshire, no occupation. Aberystwith. JUBB, JOHN HENRY, Sheffield, Auctioneer. Sheffie'd. Pet July 16. Ord July 16 MILLS, ROBERT, Clee, Lincolnshire, Smack Owner. Great Grimsby. Pet July 18. MILNER, THOMAS, Halifax, Woollen Draper. Halifax. Pet July 18. Ord July 18 MORRIS, WILLIAM, Leeds, Commission Agent. Leeds Pet July 20. Ord July 20 OAKLEY, WILLIAM, Tunbridge Wells, Builder. Tunbridge Wells. Pet June 22. PEAKE, DANIEL JOHN, Dover, Carpenter. Canterbury. Pet July 19. Ord July 19 RILEY, EDWARD, Rawtenstall, Lancs, Smallware Dealer. Blackburn. Pet July 15. Ord July 19 ROBERTS, JOSEPH, Pembroke Dock, Fancy Dealer. Pembroke Dock. Pet July 11. Ord July 18 ROUTH, RANDOLPH STEWART ARDEN, Dulverton, Somerset, no occupation. Exeter. Pet July 18. Ord July 18 SCHOFIELD, WILLIAM, and ASHTON SCHOFIELD, Oldham, Cotton Doublers. Oldham. Pet July 15. Ord July 18 SHAW, THOMAS, North Shields, Mason. Newcastle on Tyne. Pet July 18. Ord SMITHIES, JOHN, Elland, Yorks, Joiner. Halifax. Pet July 15. Ord July 19 VOCE, JOSEPH CHARLES, Bristol, Baker. Bristol. Pet July 12. Ord July 20 WALDRON, JOHN, Walthamstow, Baker. High Court. Pet July 18. Ord July 18 RECEIVING ORDERS. ASHMELL, THOMAS JAMES, Belle Vue, nr Wakefield, Coal Merchant. Wakefield. Pet July 21. Ord July 21 BAKER, FREDERICK GEORGE, Shanklin, Isle of Wight, Watchmaker. Newport and Ryde. Pet July 23. Ord July 23 Pet BECK, THOMAS, Birmingham, Bootmaker. Birmingham. Pet July 7. Ord July 22 Ord Swansea. Pet July 22. BROOME,-, Brighton, Grocer. Brighton. Pet July 9. Ord July 21 BUDDEN, WILLIAM ELIAS, Yarmouth, Bootmaker. Newport and Ryde. Pet July 18. Ord July 18 CLAYDEN, JOHN, Essex rd, Corn Dealer. High Court. Pet June 10. Ord July 19 CLUTTERBUCK, JABEZ, Bristol, out of business. Bristol. Pet July 21. Ord July 21 COLLIER, JASPER, Kingston upon Hull, Smack Owner. Kingston upon Hull. Pet July 22. Ord July 22 DART. CHARLES, Saltash, Cornwall, Builder. East Stonehouse. Pet July 21. Ord July 21 DIXON, JAMES, and TOM MITCHELL, Elland, Musical Instrument Dealers. Halifax. Pet July 19. Ord July 21 DODSON, JOHN, jun, Rugby, Fishmonger. Coventry. Pet July 21. Ord July 21 HANDS, ALBERT EDWARD, Halesowen, Baker. Stourbridge. Pet July 16. Ord HESLOP, RICHARD, Mirfield, Yorks, Innkeeper. Dewsbury. Pet July 22. Ord July 22 HODSON, FREDERICK GEORGE, Masbrough, Yorks, out of business. Sheffield. Pes July 21. Ord July 21 HORSLEY, HORATIO GEORGE, HUBERT JOSEPH HORSLEY, and ALFRED HOWARD HUCK, WILLIAM, and HENRY HUCK, Endmoor, nr Kendal, Builders. Kendal. JENKINS, EVAN, Aberdare, Grocer. Aberdare. Pet July 21. Ord July 21 KRANCZ, B. F., Hatton garden, Commission Agent. High Court. Pet July 5. LEGG, GEORGE FRANCIS, St James's st, Solicitor. High Court. Pet June 29. Ord July 29 LEWIS, THOMAS, Swansea, Tailor. Swansea. Pet July 21. Ord July 21 LUNGLEY, WILLIAM, and GEORGE WILLIAM LUNGLEY, Plaistow, Essex, Brick MARSON, THOMAS, Birmingham, Jeweller. Birmingham. Pet July 21. Ord PEACOCK, JOHN JEAN, Plymouth, Commission Agent. East Stonehouse. Pet July 23. Ord July 23 PICKRELL, JOHN, Grange Town, nr Middlesborough, Butcher. Stockton on Tees and Middlesborough. Pet July 22. Ord July 22 ROBERTS, THOMAS, St Levan, Cornwall, Farmer. Truro. Pet July 23. Ord July 23 RUFF, WILLIAM, Little Staughton, Bedford, Machinist. Bedford. Pet July 22. Ord July 23 SAVILLE, FRANK, North_crescent, Chenies st, Tottenham ct rd, Money Lender. High Court. Pet July 1. Ord July 11 SCHOFIELD, JOHN, Sheffield, Comb Manufacturer. Sheffield. Pet July 23. Ord SLAPOFFSKI, JOSEPH GUSTAVE, Camden st, Camden rd, Professor of Music. SPIKESMAN, RICHARD, High st, Epsom, Grocer. Croydon. Pet July 19. Ord Pet TAYLOR, WILLIAM, Stroud, Tailor. Gloucester. Pet July 22. Ord July 22 FIRST MEETINGS. ASHMELL, THOMAS JAMES, Belle Vue, nr Wakefield, out of business. Aug 2 at 11.30. Off Rec, Bond ter, Wakefield ATKINS, JAMES, Birkenhead, Licensed Victualler. Aug 3 at 2. Off Rec, 48, Hamilton sq. Birkenhead BARNES, HENRY, Old Kent rd, Lead Merchant. Aug 2 at 2.30. Bankruptcy bdgs. Portugal st, Lincoln's inn fields BEHRENS, BENNETT, Swansea, Money Lender. Aug 4 at 3. Off Rec, 6, Rutland st, Swansea BEVINGTON, EDWIN, Leigh, Lancs, Provision Dealer. Aug 3 at 11.30. 16, Wood st, Bolton BLAKE, GEORGE HENRY, Archer st, Westbourne grove, Greengrocer. Aug 2 at 11. 33, Carey st, Lincoln's inn fields BLISS, ROBERT ENOCH, Birmingham, Fruiterer. Aug 9 at 11. 25, Colmore row, Birmingham BUDDEN, WILLIAM ELIAS, Yarmouth, Boot Maker. Aug 3 at 2. Off Rec, Newport, I W BURBIDGE, JOHN, Moorgate st, Advertising Agent. Aug 3 at 12. Bankruptcy bdes. Portugal st, Lincoln's inn fields BURNETT, JOHN. West Melton, nr Rotherham, Provision Merchant. Aug 3 at 12.30. Off Rec, Figtree lane, Sheffield BUTTERFIELD, ELIJAH TATHAM, Nelson, Lancashire, Builder. Aug 2 at 3. Exchange Hotel, Nicholas st, Burnley CHESTERTON, ALBERT, Openshaw. nr Manchester, Watchmaker. Aug 3 at 3.30, Off Rec, 1, High pavement. Nottingham CLUTTERBUCK, ENOCH WYATT, Newport, Mon, Commercial Traveller. Aug 8 at 3. Off Rec, Merthyr Tydfil CLUTTERBUCK, JABEZ, Bristol, out of business. Aug 18 at 3.30. Off Rec, Bank chbrs, Bristol Norwich COPEMAN, WALTER, Lowestoft, Butcher. Aug 6 at 12.30. Off Rec, 8, King st, DALTROFF, BENJAMIN, City rd, Boot Manufacturer. Aug 3 at 11. Bankruptcy bldgs, Portugal st, Lincoln's inn fields DAVIES, WILLIAM, Ferryside, Carmarthenshire, Draper. Aug 2 at 11. Off Rec, 11, Quay st, Carmarthen DEDMAN, FRANCIS, Coulter rd, Hammersmith, Grocer. Aug 4 at 12. Bankruptcy bldgs, Portugal st, Lincoln's inn fields DEWDNEY, WILLIAM, Truro rd, Wood Green, no occupation. Aug 4 at 11. No. 16 Room, 30 and 31, St. Swithin's lane DICK, A. E., & Co, Leadenhall st, Marine Insurance Brokers. Aug 2 at 11. Bank- DODSON, JOHN, jun, Rugby, Fishmonger. Aug 4 at 2.30. ET Peirson, Off Rec, 17, Hertford st, Coventry ELVY, CHARLES JOHN, Amhurst rd, Hackney, Tailor. Aug 2 at 2.30. 33, Carey st. Lincoln's inn fields GALE, GEORGE, Tredegar, Mon, Butcher. Aug 3 at 12. Off Rec, Merthyr Tydfil HALLIBURTON, JOHN GILL, Brampton, Cumberland, Saddler. Aug 4 at 12. Off Rec, 34, Fisher st, Carlisle Sheffield HOBSON, HORACE, Sheffield, Painter. Aug 3 at 11.30. Off Rec, Figtree lan e HOLDSWORTH, JOHN. Gomersal, Yorks, Flannel Maker. Aug 2 at 11. Off Rec, Bank chbrs, Batley JENNINGS, JOHN, Ewelrd. Surbiton, Watchmaker. Aug 4 at 12. 16 Room, 30 and 31, St Swithin's line JOHNSON, FRANCIS, Leeds, Plumber. Aug 3 at 11. Off Rec, St Andrew's chbrs, 22, Park row, Leeds JUBB, JOHN HENRY, Sheffield, Auctioneer. Aug 3 at 1. Off Rec, Figtree lane, Sheffield KEARNEY, JULIA, Manchester, Milliner. Aug 5 at 11. Off Rec, Ogden's chbrs, Bridge st, Manchester LEWIS, HENRY WALTER, Bath, Plumber. Aug 10 at 12.3). Off Rec, Bank chambers, Bristol LEWIS, THOMAS, Swansea, Tailor. Aug 4 at 11. Off Rec, 6, Rutland st, Swansea MARKHAM, WALTER JAMES, Rugby, Tailor. Aug 4 at 11. Peagam, Solor 30, North st, Rugby MARKS, ALFRED, Old st, Furniture Dealer. Aug 3 at 11. 33, Carey st, Lincoln's inn fields OWEN, MORRIS WILLIAMS LLOYD, Haverfordwest, Esq. Aug 2 at 1.30. Off Rec, 11, Quay st, Carmarthen PEAKE, DANIEL JOHN, Dover, Carpenter. Aug 3 at 10.30. King's Head Hotel, Dover PHILLIPS, S. ELLIS, High Holborn, Tailor. Aug 4 at 11. 33, Carey st, Lincoln's ion fields PHILLIPS, WILLIAM DANIEL, Odwyn, Cardiganshire, Corn Merchant. Aug 10 at 12.30. Lion Hotel, Aberystwith PIPER, GEORGE PARSEY, Gt Hormead, Hertfordshire, Farmer. Aug 5 at 12. Bankruptcy bldgs, Portugal st. Lincoln's inn fields POLLYBLANK, NICHOLAS, and RICHARD HENRY PARR, Holborn, Licensed Victuallers. Aug 3 at 12. 33, Carey st, Lincoln's inn fields PRIDDIS, MATILDA, and FRANCES GODWIN, Winchester, Bootmakers. Aug 10 at 2.30. Black Swan Hotel, Winchester RICHARDSON, EDWIN, and HARRY PETERS, Bromwich, Staffordshire, Egg Merchants. Aug 8 at 10.30. County Court, Oldbury ROBINSON, GEORGE, Rochdale, Lancashire, Boot Dealer. Aug 3 at 3.30. Townhall, Rochdale SMITH, EDWARD MATTHEW BROOKE, Eagle st, Red Lion st, Builder. Aug 4 at 2.30. 33, Carey st, Lincoln's in fields SMITH, HERBERT, Halifax, Mill Manager. Aug 3 at 12. Off Rec, Halifax WEBSTER, JOHN, Manchester, Baker. Aug 5 at 11.30. Off Rec, Ogden's chmbrs, WILLIAMS, ARTHUR, the younger, Paul, Cornwall, Fisherman. Aug 3 at 12. Off Rec, Boscawen st, Truro WILLIAMS, JOHN, Chester, Provision Dealer. Aug 5 at 12. Off Rec, Crypt chmbre, Chester WRIGHT, SAMUEL, Lilypot lane, Noble st, Warehouseman. Aug 4 at 12. 33, Carey st, Lincoln's inn fields ADJUDICATIONS. ASH, ROSINA, Birmingham, Pawnbroker. Birmingham. Pet June 3. Ord ASHMELL, THOMAS JAMES, Belle Vue, nr Wakefield, Coal Merchant. Wakefield. BROOKS, JAMES, Tiddington, Oxfordshire, Farrier. Aylesbury. Pet July 13. BUDDEN, WILLIAM ELIAS, Yarmouth, Boot Maker. Newport and Ryde. Pet CHESTERTON, ALBERT, Openshaw, nr Manchester, Watchmaker. Nottingham. Pet July 15. Ord July 21 CLEGHORN, DAVID MENZIES, and WILLIAM ROBSON CLEGHORN, Liverpool, Ironfounders. Liverpool. Pet July 5 Ord July 21 COLLIER, JASPER, Kingston upon Hull, Smackowner. Kingston upon Hull. Pet July 22. Ord July 22 DART, CHARLES, Saltash, Cornwall, Builder. East Stonehouse. Pet July 21. Ord July 22 DAVIES. WILLIAM, Ferryside, Carmarthenshire, Draper. Carmarthen. Pet July 18. Ord July 23 DAWES, ELIZABETH, Frodingham, Lincolnshire, Pig Iron Maker. Oldbury. Pet May 23. Ord July 23 DIXON, JAMES, and TOM MITCHELL, Elland, Yorks, Musical Instrument Dealers. Halifax. Pet July 19. Ord July 21 DOBNEY, JOHN THREADGOLD, Pembroke st, Caledonian rd, Grocer. High Court. Pet July 19. Ord July 21 EDWARDS, JOHN WARD, Bedford, Baker. Bedford. Pet July 21 Ord July 21 FIELD. FREDERICK, Evesham, Worcester, Market Gardener. Worcester. Pet July 19. Ord Suly 23 FRAMPTON, ROBERT WILLIAM, Ventnor, I W, Baker. Newport and Ryde. Pet HALLIBURTON, JOHN GILL, Brampton, Cumberland, Saddler. Carlisle. Pet HANDS, ALBERT EDWARD, Halesowen, Worcester, Baker. Stourbridge. Pet HESLOP, RICHARD, Mirfield, Yorks, Innkeeper. Dewsbury. Pet July 22. Ord HODSON, FREDERICK GEORGE, Masbrough, Yorks, out of business. Sheffield. Pet July 21. Ord July 21 HOWLETT. WILLIAM THOMAS, Birmingham, Hatter. Birmingham. Pet July 14. Ord July 19 HUCK, WILLIAM, and HENRY HUCK, Endmoor, nr Kendal, Builders. Kendal. Pet July 23. Ord July 23 JAMES. WILLIAM HENNIS, Queen Victoria st, Cafe Proprietor. High Court. Pet July 20. Ord July 22 JENKINS, EVAN, Aberdare, Grocer. Aberdare. Pet July 21. Ord July 21 KEARNEY, JULIA, Manchester, Milliner. Manchester. Pet July 23. Ord July 23 KNIGHT, FDMUND Stoke Prior, nr Bromsgrove, Farmer. Worcester. Pet July 18. Ord July 23 LAING, JOSEPH, Stapenhill, Drug Keeper. Burton on Trent. Pet June 29. Ord Ord Ord NELSON, WILLIAM, Liverpool, Engineer's Assistant. Liverpool. Pet July 16. Ord July 22 NUTTING, CHARLES, Catford, Kent, Stationer. Greenwich. Pet June 15. Ord July 22 PEARSON, GEORGE, Gateshead, Cement Maker. Newcastle on Tyne. Pet July 9. POTTERTON. EDWARD, and ROBERT WILLIAM GOULD, East Molesey, Timber Mer- SUTER. WILLIAM HENRY, Liverpool, out of business. Liverpool. SYKES, JOSEPH, Huddersfield, Finisher. Huddersfield. Pet June 24. Pet May 27. WILKINS, ANN, Liverpool, Boot Manufacturer. Liverpool. Pet July 6. Ord WILLIAMS, JOHN, Chester, Provision Dealer. Chester. Pet July 20. Ord July 23 SCHWEITZER'S COCOATINA. Anti-Dyspeptic Cocoa or Chocolate Powder. Guaranteed Pure Soluble Cocoa of the Finest Quality, with the excess of fat extracted. The Faculty pronounce it "the most nutritious, perfectly digestible beverage for Breakfast, Luncheon, or Supper, and invaluable for Invalids and Children." Highly commended by the entire Medical Press. Being without sugar, spice, or other admixture, it suits all palates, keeps for years in all climates, and is four times the strength cf cocoas THICKENED yet WEAKENED with starch, &c., and IN REALITY CHEAPER than such Mixtures. Made instantaneously with boiling water, a te spoonful to a Breakfast Cup, costing less than a halfpenny. COCOATINA A LA VANILLE is the most delicate, digestible, cheapest Manilla Chocolate, and may be taken when richer chocolate is prohibited. In tins at 1s. 6d., 3s., 5s. 6d., &c., by Chemists and Grocers. Charities on Special Terms by the Sole Proprietor, H. SCHWEITZER & Co., 10, Adam-st., Strand, London, W.C. SALES OF ENSUING WEEK. Aug. 3.-Messrs. BAKER & SONS, in a Marquee on the Estate at Addlestone, at BIRTHS, MARRIAGES, AND DEATHS. BIRTHS. COCK July 23, at Betchworth. Surrey, the wife of Alfred Cock. Q.C., of a son. BOYD - SIMMS.-July 27, at St. Marylebone, John Boyd, advocate, E linburgh, to (HOWARD'S PATENT.) 1,000 Leaf Book, 5s. 6d. 500 Leaf Book, 3s. 6d. English made THE BEST LETTER COPYING BOOK OUT. WODDERSPOON & CO., 7, SERLE STREET, AND 1, PORTUGAL STREET, LINCOLN'S INN, W.C. 94, CHANCERY LANE LONDON. ACHTING CRUISE to the BALTIC and NORWAY NEWCASTLE to BERGEN every ORWAY.-First-class Passenger Steamer IF you want Money without Fees-amounts YA the GULF of FINLAND.-On completing her cruising programme to the Norwegian Fjords, as previously advertised. the Steam Yacht " CEYLON." 2,200 tons register, Chas. Edwd. Stewart. R.N.R, commander, will leave Gravesend on SATURDAY, 27th of August, for a THIRTY DAYS' Grand CRUISE, to the SCANDINAVIAN CAPITALS, and CRONSTADT. for St. Petersburg. Moscow, and the Great Fair at Nijni-Novgorod, on the Volga. For full particulars address the MANAGER, Yacht Ceylon" Office, 7, Pall Mall, London, S. W. ATLANTIC ISLANDS. a THIRTY On October 1st it is intended to despatch the "CEYLON" on DAYS' YACHTING CRUISE to MADEIRA, the Canaries (for Santa Cruz and Oratava), and the Azores (St. Michael's), provided berth, £50; whole cabin, £75. forty berths are taken by September 17th. Single MEDITERRANEANSE OF SEVENTY-FIVE 1888. Grand DAYS will be made by the Steam Yacht "CEYLON" to various places on the MEDITERRANEAN Shores including Constantinople, the Holy Land, and Egypt, for which early application should be made.-Programmes of the latter two will be issued later on,"Ceylon" Office, 7, Pall Mall, London, S. W. Tuesday evening; from Bergen every Saturday £10 to £1,000-before applying elsewhere see Mr. O. CLIBURN, personally if possible, 43, Great Towerstreet. LONDON GAZETTE (published by authority) and "Seaside HENRY GREEN, Advertisement Agent, Watering Places" contains full particulars of London: L. UPCOTT GILL, 170, Strand, W.C. Conveying, in counts for Oban, Fort-William. luve Steamers, passengers ness, Lochawe, Skye, Gairloch, Staffa, Iona, Glencoe, begs to direct the attention of the Legal Profession to the advantages of his long experience of upwards of forty years, in the special insertion of all pro forma notices, &c., and hereby solicits their continued support.-N.B. One copy of advertisement only required, and the strictest care and promptitude assured. Official stamped forms for advertisement and file of "London Gazette" kept. By appointment. ..... 675 Williams, Re, Jones v. Williams.. 678 way ..... Lishman v. Christie Magnus v. Queensland National .... ........ ......... Maley. In the Goods of Moon, Ex parte, In re Moon ..... Seton, Laing, & Co. v. Lafone ton Tomkinson v. South-Eastern Rail- ...... 679 680 United Kingdom Mutual Steam- Sayer, Ex parte, Re Mansel 677 desirable to retain, so as to enable the whole of the scheme to be apprehended without the labour of getting up the forgotten Act of 1875 and comparing its provisions with those of the Bill of the present year. Those who are behind the scenes could probably bear testimony to the extreme difficulty of inducing competent and busy men to undertake this laborious task, and we think we are not far wrong in ascribing the comparative harmlessness of the criticisms bestowed on the Bill in the House of Lords to this How many, we wonder, of the men to whom the legal critics of the Bill in the House of Lords look for inspiration 754 have studied the Act of 1875? It may be anticipated that the process of consolidation will result in considerable amendments in details of the land transfer provisions. It is to be hoped, for instance, that the doubt which exists (and we happen to know is entertained in extremely well-informed quarters), whether registered proprietorship under the Act confers any power to lease, will be removed. We referred to this question, ante, p. 622; and although we cannot say that we see much solid ground for the doubt, it is almost incredible that any ground at all should be left for it. The important question now is as to the course which is to be taken with regard to next year's Bill. We venture to repeat again the suggestion we have several times made, and which has been made by the Council of the Incorporated Law Society, that the most satisfactory course will be to refer the draft Bill, in good time before its introduction, to the consideration of a committee of conveyancing counsel and solicitors. There is very little good in sending round the draft to individual eminent and busy members of the profession; what is wanted is a small body of these individuals, bound to meet and thresh out together the provisions of the draft. 746 The Solicitors' Journal and Reporter. LONDON, AUGUST 6, 1887. CURRENT TOPICS. A NOTICE issued from Mr. Justice KAY's chambers repeats the announcement in the general Vacation Notice, that the chambers of that judge will be open during the Long Vacation for vacation business, and that all applications to the Vacation Judge in chambers must be made at those chambers. Presumably this only applies to chancery business. MR. JUSTICE KAY announced in court on Thursday last that he has no arrears of adjourned summonses, nor any arrears at chambers. There were several motions in Friday's list, and there will be several petitions for Saturday. Subject to this interlocutory business, the learned judge is resuming the hearing of witness actions for the remainder of the sittings. THIS DAY (Saturday) will be the ninth of the days appointed by Mr. Justice KEKEWICH for the bearing in court of Manchester and Liverpool District Registry cases. We are unable to discover that the cases heard during those days have averaged more than one a day. This is truly a great result from all the trouble which has been taken to accommodate district registry suitors. MR. JUSTICE KEKEWICH, who has established a well-deserved reputation for rapidity in clearing off his list, has at last encountered his match in a dispute between two London gas companies, the hearing of which commenced on Thursday. A phalanx of distinguished leaders has taken ground before the learned judge, with briefs fully loaded with arguments, and supported by a small army of juniors; and the present intention of the force appears to be to keep up the siege to the end of the sittings. IN ANNOUNCING, on Monday last, the abandonment of the Land Transfer Bill, Mr. W. H. SMITH is stated to have remarked that it had been "received generally with great interest in the country," and that the Government "had certainly hoped to have passed it into law this session." It is fortunate for the Government, and still more so for the draftsmen, that this hope has not been realized, for the inevitable result of hurrying the measure through this session would have been to render necessary next session an amending Act, exposing to the legal public the imperfections which mature consideration and careful examination of the provisions of the Land Transfer Act, 1875, had revealed. We suppose we may take it for granted that when the Bill appears again it will be consolidated with such of the provisions of the Act of 1875 as it is thought ONE MIGHT HAVE SUPPOSED that Re Morritt (35 W. R. 277, 18 Q. B. D. 222; discussed, ante, p. 137), which decided that the power of sale conferred on mortgagees by the Conveyancing Act, 1881, was repugnant to the Bills of Sale Act Amendment Act of 1882, would have entirely put a stop to the practice of attempting to incorporate into mortgage bills of sale the whole under that power; or any part of the statutory provisions as to sales but it seems that this is not the case. Lord Justice FRY, in delivering the judgment of himself and Lord Justice BowEN in Watkins v. Evans (18 Q. B. D., at p. 379), is reported to have said:- "The decision of the majority of the court in Ex parte Official Receiver, Re Morritt, has, we conceive, laid down this rule, that the power of sale given by the Conveyancing Act of 1881 does apply to a bill of sale in the statutory form, unless where, under the power given by the statutory form to add clauses for the maintenance of the security, some other provision is introduced which shews that the power of sale given by the Act of 1881 is unnecessary; and, further, that a power to seize, with the power of sale which thereupon arises, is such a provision, and accordingly repels the introduction of the statutory power of sale." This statement as to the effect of the decision in Re Morritt is clearly incorrect. As pointed out, ante, p. 138, it was held in that case by the Master of the Rolls and COTTON, LINDLEY, BOWEN, and LOPES, L.JJ., dissentiente FRY, L.J., that the power of sale conferred on mortgagees by the Conveyancing Act, 1881, was repugnant to the Bills of Sale Act Amendment Act, 1882, and therefore could not apply to mortgage bills of sale. The point on which COTTON, LINDLEY, and BOWEN, L.JJ., differed from the Master of the Rolls and LOPES, L.J., was as to how the mortgagee under a bill of sale had power to sell; the three former judges considering that he could sell under his common law rights after seizure and waiting for a reasonable time (i.e. five days as mentioned in the Act); the two latter judges considering that he could sell under a power conferred by the Act of 1882. We hope that the misconception appearing in the judgment in Watkins v. Evan as to the effect of the decision in Re Morritt will be finally put ar end to by the judgments in Calvert v. Thomas (19 Q. B. D. 204), where the Master of the Rolls and LINDLEY and LOPES, L JJ, all dissented from the construction placed in the judgment in Watkins v. Evans on the decision in Re Morritt. A RECENT DECISION of the House of Lords in Drummond v. Van Ingpen, and the course of the litigation in that case, have led to a renewal of the cry for the establishment of tribunals of commerce. A deputation representing twelve chambers of commerce in the West Riding of Yorkshire waited on the Lord Chancellor last week to urge this demand, and met with an unusually, and perhaps unexpectedly, favourable reception. The Lord Chancellor's observations on the change which has been brought about in the present metropolitan tribunals for the administration of commercial law are of so much interest and importance that they deserve to be quoted. He said :— believe better tribunals than we had then for the administration of the "When I first remember Westminster Hall and the City of London I commercial law it was impossible to obtain. You had the first merchants of the City serving as jurors, and though they were not called commercial judges, they were in truth commercial judges. You had the direction of the law from the judge, and you had sitting in the jury box, as a general rule, twelve special jury men of the City of London, all of them engaged in commerce and generally persons in a very high position. I do not say that that is so now. I quite admit that a change has come over the system by reason of an alteration, rightly or wrongly, of the jury system. I believe, if the truth were known, the special jurors of the City of London, and those like them all over the country, rather complained that their time was more occupied than ought to have been, and that the special jury panel ought to be somewhat wider than it was. However, the fact is as I have stated it; and I quite admit that under the changing circumstances it may be necessary to make some alteration of the system." Everyone who knows the facts will admit that there has been a change, though everyone will not admit that it is wholly due to the cause mentioned by the Lord Chancellor. Some will say that the London sittings at which the results described by him were obtained were practically destroyed by the judges after their transfer, in 1883, to the Royal Courts. It will be remembered that it was not until the conference which took place in the early part of 1886 between the Lord Chief Justice and several leading City solicitors that any reasonable arrangements for the sittings were adopted. But no change in the metropolitan courts will meet the wishes of the present memorialists. They want to have cheap and speedy commercial tribunals at their doors. They have the common sense to recognize the necessity for the presidency of a lawyer judge, but they insist on his being assisted by commercial judges, and they propose that the tribunals shall either be, or be connected with, the county courts, and that appeals from the decisions of the tribunals shall be allowed on questions of law, but not on matters of fact. We think that the memorialists make a mistake in insisting on commercial judges; commercial assessors sitting with a judge would seem to answer every reasonable purpose, and would obviate the objection which arises at once to a court of one lawyer and two commercial menviz., that the latter would overrule the lawyer on questions of law, and so lead to endless appeals. It is useless, however, to criticize the proposals until they have taken shape in a Bill introduced either by the Chamber of Commerce or (as seems not very unlikely) by the Government. The points to be noted are, on the one hand, that the commercial community are not satisfied with the present provision for the settlement of their disputes, and, on the other hand, that they are beginning to recognize the reasonableness of the objections we and others have for years urged to tribunals of commerce unprovided with lawyer judges. The Benchers of Lincoln's-inn entertained on Wednesday afternoon 600 poor children of the neighbourhood in the gardens of the inn. Lord Justice Cotton was in command of the proceedings, and Mr. Justice Kekewich also attended-we presume "for the purpose of trial or hearing only" of the entertainments provided for the delectation of the children. In the House of Commons, on Tuesday, Mr. Chamberlain asked the Secretary to the Board of Trade whether it was a fact that the Government had appointed a committee to look into the working of the small bankruptcy clauses of the Bankruptcy Act of 1883; and, if so, whether there was any objection to laying the report of such committee upon the table of the House; and whether the Government at the same time could lay upon the table any official information in regard to the working of the Act which abolished imprisonment for debt in Scotland. Baron H. de Worms said: I presume that the right hon. gentleman refers to a committee which was appointed by the Lord Chancellor to consider the subject of administration orders under the 122nd section of the Bankruptcy Act, 1883, and, with his lordship's concurrence, a copy of the report of the committee in question shall be laid on the table if the right hon. gentleman will move for it. As regards the latter part of the question, the Board of Trade will communicate with the Lord Advocate with a view to obtaining more recent information than they already possess in regard to the working of the Act to which the right hon. gentleman refers. TRUSTEES' MORTGAGE INVESTMENTS. THE judgments delivered in the House of Lords in Learoyd v. Whiteley on Monday last are of great importance as apparently settling the long controversy, to which our columns have frequently borne witness, as to the rule relating to the margin of value to be allowed on investments on mortgage by trustees. We have always contended, and, what is of more importance, Sir James Bacon, when on the bench, considered (Re Godfrey, 32 W. R. 23), that the so-called "two-thirds" rule was not a hard and fast rule binding on the court. Three or four years ago, in a somewhat claborate consideration of the subject, we traced the history of the so-called rule from its first enunciation, or supposed enunciation, in a remark made by Lord Cottenham in Stickney v. Sewell (1 My. & Cr. 13), and we attempted to shew that this remark had been misapprehended, and that the so-called "rule," if considered as a hard and fast rule, had very little authority to support it. That was so then; but we wrote before Mr. Justice Kay had, in Fry v. Tapson (33 W. R. 113), attempted to re-establish, and had specially approved, the doctrine in its most stringent form. The opinion of the House of Lords on the matter was expressed on Monday in the following terms:-"As a general rule, the law required of a trustee no higher degree of diligence in the execution of his office than a man of ordinary prudence would exercise in the management of his own private affairs. Yet he was not allowed the same discretion in investing the moneys of the trust as if he were a person sui juris dealing with his own estate. Business men of ordinary prudence might, and frequently did, select investments which were more or less of a speculative character; but it was the duty of a trustee to confine himself to the class of investments which were permitted by the trust, and likewise to avoid all investments of that class which were attended with hazard. So long as he acted in the honest observance of these limitations the general rule already stated would apply. The courts of equity had indicated and given effect to certain general principles for the guidance of trustees in lending money upon the security of real estate. Thus it had been laid down that, in the case of ordinary agricultural land, the margin ought not to be less than one-third of its value; whereas in cases where the subject of the security derived its value from buildings erected upon the land, or its use for trade purposes, the margin ought not to be less than one-half. He did not think these had been laid down as hard and fast limits up to which trustees would be invariably safe, and beyond which they could never be in safety to lend, but as indicating the lowest margins which, in ordinary circumstances, a careful investor of trust funds ought to accept." This appears to be very much in accordance with our contention, and with Lord Cottenham's remark above referred to, that "to advance two-thirds is admitted to be within the rule of ordinary prudence." "real The question immediately before the court in Whiteley v. Learoyd, however, related to another matter connected with trustees' investments on mortgage. An advance was made by trustees on mortgage of a freehold brickyard, buildings, and machinery, and about ten acres of land containing beds of clay and coal. The property was reported on by an experienced surveyor before the mortgage was taken, who stated that he considered mortgagors had given £6,000 for the property, and had spent it a good security for £3,500, and there was evidence that the £3,000 upon it before the date of the mortgage. Vice-Chancellor Bacon held (34 W. R. 450) that, although the money was lent on the security of freehold land and buildings, the advance was, in fact, on the security of a trade, and that it was not an advance on securities" within the provisions of an investment clause. We ventured to question this decision at the time; and the Court of Appeal subsequently held (30 SOLICITORS' JOURNAL, 672) that the advance was on a "real security" within the investment clause; but they considered that the trustees had not sufficiently looked or inquired into the details of the valuer's report, and that in acting upon it without inquiry or investigation they had not exercised the care which an ordinarily prudent man of business would have exercised; and therefore the court made them responsible for the investment. The House of Lords affirmed this decision, Lord Watson, who delivered the leading judgment, saying that:-"It appeared that the appellants had no information regarding the subjects mortgaged except what was contained in the report of their valuer. In his opinion the report was not such a document |