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acceptances Aldrich Bill Aldrich-Vreeland Aldrich-Vreeland Act amount assets asso bank-notes bankers bills of exchange bond-secured borrower Bulletin capital and surplus capital stock cash cent centum certificates city banks clearing-house coin commercial banks commercial paper committee comptroller Congress crisis demand Democratic deposit-account depositors district associations elastic expansion Federal Reserve Act Federal Reserve Banks Federal Reserve Board Federal Reserve notes gold reserve gold standard greenbacks guaranty fund guaranty of deposits held increase inelastic interest issue department issue notes issue of notes lawful money legislation liability loans medium of exchange member banks ment mercial Monetary Commission national bank notes National Monetary Commission National Reserve Association note-issues notes secured obligations outstanding paid panic party payment political present redemption rediscount reserve city Secretary Section Senate silver dollars tion Treasury Board treasury notes trust companies United States bonds United States notes