Journal of the Institute of Bankers, Volume 30Institute of Bankers., 1909 - Banks and banking |
Contents
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Common terms and phrases
advances agent assets association authorised authority Average amount Average circulation balance Bank of England Banking Company Bill of Lading Bills of Exchange bonds capital cash cent charge cheque circulating notes City and Midland Clearing House common law contract County Bank Court creditor currency debt defendants deposits discharged discount drawer due course endorsement estoppel Exchange Act give gold guarantor holder in due Institute of Bankers interest ised Issues John Joint Stock Bank lecture liability Limited Liverpool Lloyds Bank London City Lord Manchester ment Midland Bank National Bank Negotiable Instruments notice overdraft paid Parr's Bank parties pass-book payable payee payment person plaintiffs present principal debtor promissory note Provincial Bank question reserve rule Scotland signature silver stamp Street surety Threadneedle Street tion Total transactions Treasury Ulster Bank United Kingdom weeks ended William York
Popular passages
Page 70 - A qualified indorsement constitutes the indorser a mere assignor of the title to the instrument. It may be made by adding to the indorser's signature the words " without recourse ", or any words of similar import.
Page 73 - When the day of maturity falls upon Sunday, or a holiday, the instrument is payable on the next succeeding business day. Instruments falling due on Saturday are to be presented for payment on the next succeeding business day, except that instruments payable on demand may, at the option of the holder, be presented for payment before twelve o'clock noon on Saturday when that entire day is not a holiday.
Page 306 - But if any such instrument, after completion, is negotiated to a holder in due course, it is valid and effectual for all purposes in his hands, and he may enforce it as if it had been filled up strictly in accordance with the authority given and within a reasonable time.
Page 71 - As respects one another, indorsers are liable prima facie in the order in which they indorse; but evidence is admissible to show that as between or among themselves they have agreed otherwise.
Page 72 - Where the instrument is payable at a bank, presentment for payment must be made during banking hours, unless the person to make payment has no funds there to meet it at any time during the day, in which case presentment at any hour before the bank is closed on that day is sufficient.
Page 71 - Where a person, not otherwise a party to an instrument, places thereon his signature in blank before delivery he is liable as indorser, in accordance with the following rules: (1) If the instrument is payable to the order of a third person, he is liable to the payee and to all subsequent parties.
Page 21 - The fourth section enacts that after the date there mentioned "no action shall be brought whereby to charge any executor or administrator upon any special promise to answer damages out of his own estate ; or whereby to charge the defendant upon any special promise to answer for the debt, default, or miscarriages of another person...
Page 36 - ... unless the partner so acting has in fact no authority to act for the partnership in the particular matter, and the person with whom he is dealing has knowledge of the fact that he has no such authority.
Page 151 - ... such person shall be entitled to stand in the place of the creditor, and to use all the remedies, and if need be, and upon a proper indemnity, to use the name of the creditor in any action or other proceeding at law or...
Page 152 - ... proper indemnity, to use the name of the creditor, in any action or other proceeding, at law or in equity, in order to obtain from the principal debtor, or any co-surety, co-contractor, or co-debtor, as the case may be, indemnification for the advances made and loss sustained by the person who shall have so paid such debt or performed such duty, and such payment or performance so made by such surety shall not be pleadable in bar of any such action or other proceeding by him...