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EMILE ZOLA.-Emile Zola is toiling on his new novel, "La Ferre." In this work the author portrays the social side of peasant life. The scene is laid in Beauce. M. Zola leads a simple life, rises early, labors hard all day and retires about ten at night. On the huge chimney-piece of his study is graven in large letters the device, " Nulla dies sine linea." He lives the greater part of the year at Medun, a charming villa surrounded by parks and grain fields, a few miles outside of Paris. He has a yacht on the Seine, and is half proprietor of an island in the river on which he has built a beautiful residence. Zola is forty-six years of age, is the son of an Italian and was born in Paris. He is very rich, though for many years he lived a life of starvation.-The Journalist.

NOTES.-Charles Scribner's Sons are to publish next month the first volume of H. Morse Stephens' "History of the French Revolution." The work will be complete in three volumes. Mrs. Barr is to publish soon a story of early colonial life in New York. The title will be "The Bow of Orange Ribbon." Mr. Henry Harris, editor of the London Evening News, is to succeed Mr. Escott as editor of the Fortnightly Review. The latter retires on account of ill health. Mr. Stockton's serial, to run in The Century for a year from next November, will be called "The Hundredth Man." Matthew Arnold is to contribute to the October number of the magazine a paper on "Common Schools Abroad." Col. George W. Williams, the author of the "History of the Negro Race in America," is arranging for the publication of his "Military History of Negro Troops in the War of the Rebellion." Col. Williams is still in precarious health. The Brooklyn Magazine, which will be two years old next month, will contain contributions from Edith M. Thomas, Henry Ward Beecher and Mrs. Beecher, William H. Rideing, Fanny Davenport, the actress (her first appearance on the literary stage), Dr. Talmage, and Anna Katharine Green. Herbert Spencer is so ill that he has had to cease all literary work, even the writing of friendly letters. A life of Darwin, by his son, is soon to be published. Lord Rowton's "Life of Beaconsfield" will not be published till after Mr. Gladstone's death, owing, it is said, to certain references to the Liberal leader. Cassell & Co. will publish a volume by James Burnley on the romance of invention. The title of the chastened edition of the "Arabian Nights" is "Lady Burton's edition of her husband's Arabian Nights, translated literally from the Arabic and prepared for household reading by Justin Huntly McCarthy." In the October Lippincott's, Joe J. Ellick will relate his experience as a base-ball umpire. Both in Washington and in Philadelphia Mr. Ellick barely escaped with his life from the hands of an infuriated mob. Dodd, Meade & Co. announce "He Fell in Love with His Wife" and "Nature's Serial Story," both by Edward P. Roe; D. G. Rossetti's "The Blessed Damozel," illustrated by Kenyon Cox; "Ten Etchings," by European masters; a new edition of "A Score of Etchings," by celebrated English etchers, with text by Roger Riordan; "Blue Jackets of '61," by Willis J. Abbot, a grandson of J. S. C. Abbot; "Two Thousand Years Ago: or, The Adventures of a Roman Boy," by Prof. Alfred J. Church; "Practical American Cookery and Household Management," by Juliet Corson, fully illustrated, and several other promising works. Mr. A. R. Black, literary editor of the Brooklyn Daily Times, and a skillful amateur photographer, has written papers on amateur photography for the Century, St. Nicholas and the Century Company's new volume, "The Boy's Book of Sports." The magazine articles will probably not appear before midwinter. Gwin & Co., of Boston, have just published a most valuable addition to literature of sterling worth, entitled "Our Government: How it Grew, What it Does, and How it Does It." The author is Jesse Macy, A. M., Professor of Political Science in Iowa College. The Rev. William Kirkus, of Baltimore, will issue immediately through Thomas Whittaker, New York, a volume entitled "Religion a Revelation and a Rule of Life." The Messrs. Ticknor announce for a holiday book Mrs. Browning's "Love Sonnets" from the Portuguese, richly illustrated by Ludvig Sandoe Ipsen. The second convention of the American Association of Writers will assemble at Plymouth Church, Indianapolis, October 5th, 1886, and continue in session three days. Mr. De Witt Seligman, of the well-known family of bankers, is to start a new weekly paper in New York. It will be of a political character. The largest library in the world is in Paris, and contains 2,250,000 volumes. 100,000 copies of "Ben Hur," General Lew Wallace's brilliant novel, have been sold, and the sale increases rapidly. Mary Cecil Hay, the well-known English novelist, who died at The Bay Trees, East Preston, England, recently, completed her last story, "A Wicked Girl," on her death-bed, writing while suffering acute pain. Harper & Bros. will issue this story shortly. Mr. John Boyle O'Reilly's pert reply to Miss Cleveland's offer of $6 a page for a contribution to her magazine, Literary Life, seems to have provoked a general discussion as to what is a fair compensation for genius in the literary field. Mr. A. A. Sargeant, ex-minister to Germany, who will probably be among the candidates for United States Senator from California at the election next winter, is utilizing his leisure by writing articles for the Overland Monthly on subjects ranging from irrigation in California to the Chinese question. Old college graduates will appreciate the phrase in which Mr. E. C. Stedman refers to "the timidity of an old graduate who tries to quote Horace before those trained in the latest Roman pronunciation." Miss Cleveland has lent the aid of her name and pen to Miss Frances E. Willard in writing an introduction to the latter's new book, “How to Win," soon to be published by Messrs. Funk & Wagnalls. Gen. John C. Fremont, who now lives in Washington, at the age of 74, has just completed his own memoirs, with the help of his wife. Two sons are married, and one daughter lives with them. that there is in Paris just now a great rage for the introduction of English words. On a five cloquer means to take tea at five o'clock; lyncher, to lynch; flirtage is a noun which suggests its own meaning, as also does the sign at a restaurant in the Rue de Rivoli, Irisch wisky. The Literary World says that Marion Harland "is still very busy; she conducts a household department for a syndicate of fifteen newspapers, does the editorial work on Babyhood, and is completing a companion volume to Judith,' to be called In Old Virginia,' and a household manual to be entitled Home-Making and House-Keeping.' A. E. Davis &

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Co., of Chicago, have in press "Remarks by Bill Nye," a new illustrated work of

over four hundred pages, and "Apple Blossoms," by Anna Oldfield Wiggs, a novel
that ran as a serial in The Current. Probably the largest literary prize ever
offered is one of $1,000,000 to be given in 1925 by the Russian National Academy
for the best work on the life and reign of Alexander I. In 1825, shortly after the
death of Alexander I, the sum of 50,000 roubles was offered by one of his favorite
ministers to be given as a prize a century after his death and it is this sum, at com-
pound interest, which will amount in 1925 to $1,000,000. Mr. Louis Vossion,
consul of France at the port of Philadelphia, has arranged to translate and pro-
duce in France Henry George's book entitled "Protection or Free Trade.
The size of The Chautauquan for the coming year is to be increased to eighty-four
pages. An enlargement made without a corresponding increase in price, however.
Funk & Wagnalls, of New York, announce "The Buddhist Diet Book,"
prepared by Laura C. Holloway. It is a compilation of dishes used by Buddhists.
in Europe and the East, interspersed with explanations of the religious convictions
of this great sect regarding foods. The work will arouse general curiosity, and
be of value to vegetarians of whom there are large numbers in this country.
The book is a quaint brown-and-white conceit in parchment cover. Price, 50

cents.

THE OCTOBER MAGAZINES.

THE MAGAZINE OF ART (Cassell & Co.) is not in any way markedly distinguished from the average issues of this periodical. It contains, however, much of interest, particularly good being the articles "More About the Charterhouse," by Basil Champneys; "Adlercoats," by R. J. Charleton; "Paul Baudry," by Claude Phillips; "Art in Rome," by William Holmden, and "French and Dutch Pictures in Edinburgh," by R. A. M. Stevenson. These, as well as the other articles in the number, are profusely and admirably illustrated. For full page illustrations we have an engraving of W. B. Richmond's painting, "Hermes ; the poem and picture, "A Long Good-by," by May Kendall and Arthur Hopkins; an engraving of Dubois's bust of Paul Baudry, and an engraving of A. Wierusf-Kowalski's picture, "The Mountain Pass." Price, 35 cents; $3.50 per year.

ATLANTIC MONTHLY (Houghton, Mifflin & Co., Boston) for October has for a loading article "Race Prejudices," by N. S. Shaler. "A Mad Monarch" (King Ludwig), by E. P. Evans is a well-written, interesting, historical tale. The other features of the current number, which is fully up to the usual high average, are "The Witches of Venice," by Elizabeth Pennell; "From the Garden of a Friend," by Mary Agnes Trickor, and several serial stories by Henry James, Charles Egbert Craddock, W. H. Bishops and others. Price, 35 cents; $4.00 per year.

POPULAR SCIENCE MONTHLY (D. Appleton & Co.) has as a frontispiece in its October issue a fine portrait of Gen. John Newton, the new Commissioner of Public Works in New York, also an interesting biographical sketch of this great engineer. The leading article is on the "Distribution of. Wealth" by Chas. 8. Ashley. The number is full as usual of timely scientific articles and notes. Price, 50 cents; $5.00 per year. HARPER'S MAGAZINE (Harper & Co.) presents in the October number some brilliant specimens of modern illustration. The articles are varied and bright, and embrace several of particular merit. The serials which have been running are continued. Price, 35 cents; $4.00 per year.

CASSELL'S FAMILY MAGAZINE (Cassell & Co.) presents a table of contents full of interesting topics. The current number is above the usually high average. Price, 15 cents; $1.50 per year.

THE QUIVER (Cassell & Co.) presents this month a capital assortment of interesting stories and sketches. Price, 15 cents; $1.50 per year.

DE OMNIBUS REBUS.

THE Atlanta Constitution has this to say of Mr. John H. Inman, of the firm of Inman, Swan & Co., and a well-known member of the New York Cotton Exchange: "It is curious to recount what he has done in the way of developing Southern interests. He invested nearly $2,000,000 in the Tennessee Coal and Iron Company; he is one of the strongest directors in the Louisville and Nashville railway system; he is the moneyed power back of the Macon and Covington road; he loaned the Georgia Pacific Company $250,000 when it was in straits, and afterward took about $2,000,000 of its bonds; he is a director and leading influence in the Richmond and Danville railway system; he took the entire loan of Atlanta four per cents., and made the first bid for the Georgia State loan of $2,140,000; he has over $200,000 invested in Atlanta real estate and securities, and now lays an investment of $4,000,000 at the gates of Birmingham. What a miracle of courage, sagacity, and success his career has been ! Less than twenty years ago he went into New York, a rebel boy, in an ante bellum suit which had not been put where moths do not corrupt, and less than $100 in money and property. He has now a fortune of several million dollars, is director in institutions that aggregate more than Vanderbilt's wealth, and has been instrumental in having brought into the South more millions than he had dollars when he left her."

UTILIZING THE POWER OF NIAGARA.-A company has just been organized for the purpose of utilizing the immense water power of the Niagara river. We learn that the scheme contemplates the construction of a tunnel from the water level below the falls, 200 feet below the high bank of the river, extending through the rock to the Upper Niagara river, to a point about one mile above the falls, where a head of 120 feet is obtained. Sufficient land has been secured along the river and on the line of the proposed tunnel, affording facilities for approach by rail and water, to accommodate 238 mills of 500 horse-power each, or 119,000 horse-power in all, the estimated capacity of the proposed tunnel. This is said to be a power largely in excess of the combined water-power in use at Holyoke, Lowell, Minneapolis, Cohoes, Lewiston and Lawrence.-Building.

OSWALD OTTENDORFER, proprietor of the Staats-Zeitung, recently visited his native town of Zwittau, in Moravia, Austria. His benefactions to Zwittau have been very large, and in recognition thereof, by proclamation of the mayor, "the 27th, the 28th, and 29th of August were wholly devoted to the Ottendorfer festival and to the ceremonies attending the opening of the charitable establishments. The town was in gala attire, all public and private business was suspended, and the entire population, headed by the magistrate and other public men, marched to the

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railway station to welcome the arrival of Mr. Ottendorfer, who was described in the mayor's proclamation as "Zwittau's noblest son, best citizen, and incomparable benefactor."

A PECULIAR estate is that of the late Thomas H. Blythe, a San Francisco millionaire who was noted for his luck, his parsimony, and his lack of kindred. He died intestate, and since his death more than threescore reputed relatives have appeared, including three widows. One of the schemes which Blythe left unfinished was a colony to be established on a grant of 1,200,000 acres at the mouth of the Colorado river in Sonora. He secured this grant for a nominal sum on condition that he settled fifty families on it within five years. There are already forty families on the grant, and as the time expires next January, the public administrator is endeavoring to get the ten families needed to perfect the title.

IT has recently come to light that the State of New York, in 1806, paid to John M. Crous a thousand dollars for a remedy against hydrophobia, which he considered 'infallible. The measure was advocated by DeWitt Clinton and Chancellor Kent. This remedy consisted of one ounce of the jawbone of a dog, burned and pulverized; the false tongue of a newly foaled colt, dried and pulverised; and "a scruple of verdigreas,' raised on the surface of old copper by laying it in moist earth. The warrant of the comptroller on which the money was paid, and the receipt of Crous, are on file with other papers at Albany.

A CORRESPONDENT says that Ireland has more than twice as many policemen as England, in proportion to her population, and nearly three times as many as Scotland. It costs $7,500,000 every year to keep the peace in Ireland, as against $1,700,000 in Scotland, and $17,000,000 in England. The Irish police, as a rule, are very tall men. They wear helmets, and clothes of olive green, and are armed with rifles, short swords, and clubs.

THERE was born a few days ago to Mr. and Mrs. John Morgan Wing, of this city, a son whose endowment in living ancestry is very unusual, if not unique. Mr. Wing's grandmother survives, and Mrs. Wing is the daughter of the late Uzel W. Ireland, whose mother is still living, and whose widow is the daughter of Mr. George Jones, of the New York Times, whose wife completes the list of four living great-grandparents.

THE leading hatter of the metropolis declares that the uglier a man is, the longer it takes him to suit himself with a hat, and the oftener does he look into the glass while buying one. A very unprepossessing customer the other day took two hours and ten minutes, and then came back to return the hat, and have one made to order.

WIT OF THE WEEK.

"You are going to erect a monument to your father's memory, I suppose? "Oh, no! Monuments crumble and decay and are forgotten. We are going to do something that will keep his memory alive much longer."

"What's that?"

"We are going to fight in the courts for his property."

REPORTER- -"I find that the Rev. Mr. Pepper wasn't mixed up in that scandal.
It was a clerk by the same name. We'd better fix it all right, hadn't we?"
City Editor-" Yes; refer to it as a clerical error."- -Fudge.

MAGISTRATE "You are accused of keeping a dog without a license."
Owner-"Well, but, yer honor, the dog never had a license."
Magistrate" Then you will be compelled to take out one for him now."
Owner-"I don't believe the dog cares whether he has a license or not."
Magistrate "Well, but I do."

Owner-"I can't for the life of me see why you take such an interest in my dog."Judge.

CUSTOMER- -"How much are your fifteen and a half collars?"
Furnishing-goods Dealer-"Thirty cents."

Customer-"Well, I have but twenty-five cents."

Furnishing-goods Dealer-"I can give you a size smaller for that."-Judge, "THE sea serpant is a Mugwump.'-Exchange."

"Not much it isn't. When did it apply for office under this Administration ?" Washington Critic.

AT the close of a game of base-ball in Chicago, the players and spectators, in a singular fit of abstraction (abstraction is of daily occurrence in Chicago), had nearly emptied the enclosure before it was remembered that they had forgotten to kill the umpire. The crowd then returned and hanged him. They may sometimes be a little forgetful in Chicago, but they never intentionally neglect their duty. Puck.

LAST Sunday Congressman McCreery, of Kentucky, was crossing the Kentucky river at Boonesboro', on his way to Lexington, and when the ferryboat reached the shore it swung away just as he was driving off, and Congressman, horse, and buggy went down into the stream. The men on the ferry rushed to the rescue, and soon took the entire rig in out of the wet, and the trembling and excited ferryman grabbed his dripping passenger.

"Are you hurt, Governor? Are you hurt?" he asked, over and over again.

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Oh, no," said the Governor, with a soothing smile, "not a particle. I don't think a drop of water got into my mouth."

"Thank God!" exclaimed the ferryman, fervently, as he reached him over a black bottle.-Ibid.

"I KNEW it would be that way," said a Republican ex-Congressman to his wife's mother, as he laid down the New York Weekly Tribune.

"What's the matter?" she inquired.

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EVENTS OF

THURSDAY, SEPTEMBER 16.

DOMESTIC.-The anti-saloon Republicans meet in convention at Chicago and promul gate a platform. Col. Lamont joins the President in the Adirondacks. Senator Edmunds delivers an address at the Vermont State fair. Contributions for Charleston are numerous. A non-partisan temperance convention is held at Worcester, Mass., for the purpose of influencing action on the part of both the great political parties against the liquor traffic. The Greenback-Labor party of Pennsylvania nominates a full ticket, the convention refusing to affiliate with any other party by indorsing nominations. Customs inspectors seize large quantities of valuable goods smuggled into Brooklyn and other localities, presumably from the wrecked steamer Oregon.

"Lawk-a-me! you don't say. Well, its nothing in the world but them nasty Potomac flats, and the people will have to go to eatin' quinine again. That's the way we had to do when we was there."-Ibid.

FOREIGN.-A frightful death rate from cholera in the East is reported. The Eastern question is still occupying public attention. Ceiba del Agua, Cuba, is inundated.

FRIDAY, SEPTEMBER 17.

DOMESTIC.-A soldiers' and sailors' memorial arch, at Hartford, Conn., is dedicated, Senator Hawley delivering the dedicatory address. The Governors of the original States of the Union meet in Philadelphia to consider the propriety of celebrating the centennial of the Federal constitution. There is serious trouble over Mr. Tilden's will. The Read ing R. R. reorganization is reported settled. The National Executive Committee of the anti-saloon Republicans decide to work strictly within party lines, as directed by the convention at Chicago. Three men are struck by lightning at Hermosa, Ill., two of whom are in a precarious condition. The new steel cruiser Atlanta starts on a trial trip to Newport.

FOREIGN.-Feeling is roused in Ireland by the arrest and imprisonment of Father Fahey. Lord Randolph Churchill announces his plans for Parliamentary business. There is an attempt to assassinate the Prime Minister of Roumania. Testimony in the case of the schooner David J. Adams at Halifax is being taken.

SATURDAY, SEPTEMBER 18.

DOMESTIC.-The yacht race near Newport is contested in variable winds and a calm. A Brooklyn woman drowns her daughter and hangs herself. Charleston's inhabitants now fear devastation by storms. Relief funds are pouring in, but the distress is greater than any funds can reach. Fifty-one Chinese laborers sail from New York to China direct, being the first of their race to leave the United States from any Atlantic port.

FOREIGN.-The Bulgarian throne is still vacant. The new Lord-Lieutenant enters Ireland. The Earl of Dalkeith is killed by the accidental discharge of his gun.

SUNDAY, SEPTEMBER 19.

DOMESTIC.-Riotous disturbances occur in Pittsburgh. Knights Templar in largo numbers are arriving in St. Louis to attend a regular meeting of their order. Pleuro pneumonia is reported among cattle near Chicago. Summerville, S. C., has another earthquake shock. A large socialist meeting is held in Union Park, N. Y. The President's last Sunday in the Andirondack wilderness is made dull by rain.

FOREIGN.-Mr. Gladstone returns to London. There are fresh riots in Belfast.

MONDAY, SEPTEMBER 20.

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FOREIGN. About three hundred troops broke on Sunday night from the barracks which they occupied in Madrid, Spain, and, rushing through the streets of that city in two bodies, endeavored to take possession of various public buildings and to bring about a general insurrection. With the aid of loyalist troops the authorities defeat the insurgents and arrested those who had not sought safety in flight. There has been no renewal of the disorder. Mr. Parnell makes a speech on securing a second reading of his land bill. Biol ing of a mild type continues in Belfast. The new commercial treaty between Germany and Spain passes its third reading to-day in the reichstag without debate and the session is formally closed.

TUESDAY, SEPTEMBER 21.

DOMESTIC.-Three severe earthquake shocks are felt at Charleston, S. C. The Knights Templar parade in St. Louis prevented by rain. The President begins his return trip to Washington. The Supreme Grand Lodge of Odd Fellows, in session at Boston, elect officers. Engineer Brewer, who was concerned in the disaster on the Nickel Plate Rall road, and disappeared, notifies Coroner Blood, of Buffalo, of his intended return. Ded ham, Mass., celebrates its two hundred and Aftieth birthday anniversary by a grand parade. Pleuro-pneumonia is causing havoc among cattle at the distillery yards in Chicago. At Taunton, Mass., a sleeping-car company is cast in damages at the suit of

passengers whose money was stolen in the car.

FOREIGN.--Mr. Parnell's land bill is defeated in the House of Commons by a vote 297 to 202. Rioting in Belfast continues.

WEDNESDAY, SEPTEMBER 22. DOMESTIC.-Martin Irons, the leader of the great strike last spring on the Gould system, is brought to St. Louis to stand trial on the charge of complicity in the noted wire-tapping affair. The Unitarian Conference is in session at Saratoga. A destructive hallstorm C curs in northern Indiana. The Knights Templar, in grand conclave at St. Louis, have drill in the fair grounds. The Sovereign Grand Lodge, I. O. O. F., at Boston, have a street parade. Austin Corbin succeeds F. B. Gowan as president of the Reeding R. R. The

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THE series of disclosures of breach of trust in New England, which we may hope has closed with the revelations in connection with the Charter Oak Insurance Company, has been remarkable in that none but men of the highest character, of long-established reputation, and of financial solidity have been involved. The list for this extraordinary season includes Gray, held everywhere to be a worthy representative of a name synonymous with commercial integrity; Snelling, with whom liberality in good works went hand in hand with apparent integrity in business; Gould, of Portland, not more distinguished as an able financier than as one whose private example enforced his public teachings of morality; Bartholomew, of Hartford, who had made a fortune and a name for capacity and uprightness in a community which still preserves the old-fashioned ideas and methods of slow accumulation and sober living. Not one of these men seemed within the reach of temptation. Necessity could not press them, nor avarice seduce them, while every influence of their position and surroundings tended to strengthen them in integrity and in a strict guardianship of the trusts in their hands. That they should fall, with everything to sustain them in the place they so securely held, suggests the development of an advanced type of crime which is seriously disquieting. The destruction of such fair and solid reputations, one after another in quick succession, has given this season an unfortunate distinction. Its peculiarity has been the absolutely unexpected character of these events, which have come, like the toppling and fall of the houses at Charleston, when all has seemed the most secure, and has left behind a nervous sense of doubt as to the stability of the solid earth itself. There is not even the satisfaction of a moral lesson to be drawn from the misdeeds of these men. They teach nothing but distrust of that which seems the best, and a commercial agnosticism in respect to character which has stood the test of time and experience. We prefer to look at these incidents from the opposite point of view and to put their shadows behind us. They are but the exceptions in a community whose foundation is honesty and faithfulness to trusts. They fall because they are weak, while the multitude in which they hold so small a place is strong in its individual and collective integrity. Of the thousands of millions of money held in the hands of our New England men of business to be used in the manner of a trust for others, these men have appropriated to their own use but an insignificant fraction. No convulsion follows. They pay the penalty to society, each in his own way, by suicide, by flight, by imprisonment. Society pities them and supplies stronger men to take their places. We regret the individual wrecks, while we maintain our faith in the integrity which centuries of upright living and sound teaching has bred the New England character as a whole.

New York Times, September 24.

THE fault of the directors of the Charter Oak was very much the same as the fault of the public. They had the same blind confidence in the president that the outside public had in the corporation. They did not think it necessary to revise what he had done from time to time in order that they might find out where they stood. They took his statements and acted upon them. It is very easy to blame them and to hold them up to public indignation as directors who do not direct. No doubt they are open to censure, and yet their offense does not make out against them a case of even worse carelessness than could probably be charged upon most prudent men of business under like circumstances. Bartholomew had succeeded in inspiring them with confidence, and it did not occur to them to question either his honesty or his capacity. If they had gone over the accounts at brief intervals they could not have failed to ascertain what was becoming of the money of their policy-holders before the result became irremediable. But it would have seemed to them a great waste of time to do for themselves what their president was doing for them in what they supposed to be a perfectly satisfactory manner. A critical supervision of the books would have seemed to them the expression of a want of faith in that officer. As in point of fact every one of them had complete faith in him, it would have seemed to them that such an action would be an insult to the president without being a benefit to anybody.

New York Tribune, September 25.

THE man who is trusted and esteemed, whose credit stands high, who possesses a competence, who is in a position to satisfy all rational wants, is without excuse for the betrayal of trust. If he does betray it he is doubly guilty, for it is evident that in his case there must have been a complete abandonment to unscrupulous impulses and to an engrossing selfishness which deliberately jeopardized the fortune and welfare of thousands. Such a man takes the basest possible advantage of his opportunities. He is a mean hypocrite as well as a conscienceless thief. The exposure of his duplicity and dishonesty staggers many fluctuating characters; confirms the downward tending in dangerous ways; discourages the well-intentioned strugglers; and spreads suspicion, scepticism, and uncharitableness broadcast, to the subsequent injury of the deserving. The directors of the Charter Oak Company

No. 25.

had no right to let Bartholomew go away. They violated a plain obligation when they refrained from having him arrested. So gross a negligence would have been culpable at any time. It is especially so now, when complaint is rife that rich scoundrels are able to laugh at the law, and when it is widely believed that the worst such criminals have to fear is the surrender of some part of their ill-gotten wealth.

Baltimore Herald, September 24.

THERE is something peculiarly flagitious in the robbery of funds from a life insurance concern. The depositors make heavy sacrifices in the hope and faith that the periodical payments will constitute a legal claim for the support of their widow and children. The men who plunder such depositors are robbing the widow and the orphan, and no punishment can be too severe for such an offense. At the same time it is only too well known that, even if such offenders are apprehended, they almost invariably escape punishment, either by means of packed juries or by brib. ing and removing the prosecuting witnesses. In such an evil state of affairs the problem of life assurance becomes a serious matter to the thousands of men who can see no other way of providing for their families in the event of their own death. By such a crime as that of President Bartholomew the savings of years and the hopes of a provision for those loved and dear are at once swept away. It is, indeed, time that an international code should be established for the extradition of such offenders, and that their punishment, when convicted, should be insured by special State laws of Draconian severity.

New Yorker Staats-Zeitung, September 24.

[Translated for PUBLIC OPINION.]

WHOEVER accepts the extraordinarily responsible office of director in an institution which operates with the money of others should bring to it more than his good name; otherwise he must keep his hands out of the game, for he, too, has a reputation to lose. But, for the misdeeds of Bartholomew, the puppets on the board of directors at any rate were morally responsible, for, if men had been in their places, they would long ago have discovered the systematically practiced embezzlements of the president, and have thwarted them up to a certain point. The characteristic peculiarity of almost all great financial rascalities, in this country, consists in the fact that the centralization of all the prerogatives of power in the hands of one, at all events businesslike and energetic man, reputed as "good as gold," is to be considered as the direct cause of his ruin. This should finally determine legislators to the enactment of laws of efficient stringency in order to contribute their part toward the removal of this stigma upon American haute finance. Boston Herald, September 24.

MEASURED by the ever-recurring list of failures, mercantile credit looks a very hazardous risk. But it looks so only because in marking the wrecks you lose sight of the small proportion they bear to the ships that come to port. In point of fact, mercantile credit, appraised with judgment, is as safe a basis for bank loans as can be found. In proof of its security, take this conclusive illustration: In England bankers and bill-brokers are in the habit of allowing within 1 per cent. of the bank rate on deposits, whenever loans on good bills can be made at or close to the current bank rate. If we assume that the bills dealt in have, on the average, sixty days to run, the margin on each.venture is only one-sixth of 1 per cent. Yet, out of this almost imperceptible margin, the bankers meet all the risks of commercial failures and draw the gains of their business besides. At times, no doubt, they have to face a heavy loss, but, on the whole, the trivial percentage we have cited pulls them through. And because now and then a tree falls they never think of running out of the wood.

New York Evening Post, September 24.

THE treasurer of the Florida Construction Company is inclined to take what the Hartford Courant calls a "philosophical" view of the loss which his company has sustained through the defalcation and flight of the president of the Charter Oak Insurance Company. The total loss, he says, will not exceed $40,000, and "the valuble services which Mr. Bartholomew rendered to the Florida company in the past more than balances the present loss. I am willing to set the one off against the other." That is an easy moral view to take of the matter, but it would be an unfortunate thing for business affairs if the view were to become a common one among presidents and other officers of responsibility in insurance and other organizations. If it were to become an understood thing that every such officer who had rendered valuable service in the past should be permitted to help himself to the company's funds without danger of punishment of any kind, we imagine that the investing public would be very shy of putting its money where he could get at it.

Springfield Republican, September 27.

THESE crimes are of a distinct type; those who fall into them do not take money to steal, to increase their own property or to spend in luxurious vices. But the money is gone just the same. Those who lose it are robbed of it; they have been the victims of robbery, and there cannot be robbery without a robber, as well as the robbed. So when the friends of these men bespeak for them a merciful con

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sideration and tell us of their exemplary lives, their devoted labors for the poor and the unfortunate and so on, we submit that none of these excellent works gave the dear departed the right to take a dollar which did not belong to him without the consent of the owner. If there is anything these old business men know, it is the line between mine and thine. It is the Rubicon of commercial honor; they know its twistings and turnings like a book, and they never make any mistake as to which side the line they are on. Waite knew when he crossed it; Snelling knew when he crossed it, and so did Bartholomew.

Atlanta Constitution, September 24.

A PECULIAR thing about the Gould affair is that the defaulter is fifty-two years old. He passed through youth and middle age with a reputation for integrity, and became a hypocrite and a thief late in life. It is difficult to explain such crookedness. We have had so many similar cases that men have very little faith in one another. One thing, however, we can do. We can watch the men we trust. They should be watched in order to be kept out of temptation. While Gould deserves all the blame that can be heaped upon him, the slack bank officials are in some measure responsible. It was the height of folly for the directors to go to sleep for ten years, reposing blind confidence in their cashier, simply because he made good prohibition speeches and pretty Sunday-school talks. The man who handles other people's money should be watched and held in check without regard to his piety, his professions, or his social and political alliances. This is business. New York Commercial-Advertiser, September 23. BOARDS of directors should direct. As it is, the habit is too prevalent of practically turning over the whole business to a president, secretary, or treasurer, who, of course, "enjoys the confidence of the whole business community." The stated reports of this officer are accepted and ratified without question, and then the board of directors adjourns till the middle of next week or still further in the indefinite future. This is a most vicious and hazardous practice. A man should not accept a place on a committee of control of this sort unless he has the time and strength to do his duty as a member of it. And if this simple truth was admitted and acted upon, we would have fewer of these frightful disasters to report. For in nearly every case this characteristic appears. Some one man absorbs, practically, the functions of a governing committee, owing to the indolence or the avarice of his fellow-members, who are either too lazy or too busy to attend to their trust.

Hartford Times, September 23.

"CAN no one be trusted?" is frequently asked. O, certainly. Many men can be trusted. Our bankers, insurance men, officers of our corporations, and our business men can be trusted. There may be a black sheep, skulking in the bushes, among the hundreds; but as a class our business men are honest. Bartholomew was considered honest and he was trusted. He did too much-held too many trust funds. He made no statements, no one investigated his affairs. Spread out largely in business, dealing with vast sums of money as an officer or trustee, a hundred thousand dollars appeared to be a small sum to him. He used trust funds, and then went down, and we hear of him in Canada. "There are too many such men." True enough. But they are exceptions. "Lead us not into temptation, but deliver us from evil," are holy words. Let all persons who are entrusted with money not their own repeat them morning and evening.

New Orleans Times-Democrat, September 24.

THE story is a sad, startling one, that this venerable, trusted merchant, this efficient business man of half a century, should have been all this time a swindler, and yet his character was described accurately by that great novelist, Dickens, years ago; for the Bartholomew of to-day is but a living representation of Dickens' Merdle; the same thorough business man, always making money, with the same peculiar reticence of manner which some of the people of Hartford accepted as proof of great wealth, but of which other wiser ones were suspicious; the same ever-busy, but at heart the same swindler. Canada, however, offers a differever-successful man, ent sequel to the story, for the Connecticut Merdle takes refuge in its borders, safe against extradition, and can laugh at the banks and companies he has swindled and the men and women he has robbed. It is an ugly picture of the age; but, alas! one to which we are treated far too often.

National Republican, September 29.

"THE badness of the bad shall never prejudice my mind against the goodness of the good, the purity of the pure, the honor of the honorable. There have been one or two defalcations on a great scale lately in Boston. I pray you consider how many in places of trust, 10,000 and more in this city, there are who do not default even by a cent. Nay, I say, who have lived a good deal more than seventy years, that I have found 10,000 honest men to one dishonest." So said the Rev. A, C. Bartol, of Boston, in his pulpit, and he uttered a truth that is well worth remembering. The average business man is honest, and there never was a time when there was so much honesty in the world as there is to day; but there will be more to-morrow; for the march of man is onward and upward.

Chicago Tribune, September 26.

appears. He was just the opposite of Gray, the defaulter, who shot himself a month or so ago. Gray spent his money or rather that entrusted to him-on yachts, high living, a big country place and the like. Bartholomew, on the contrary, was a very plain man. His attire was of the shabby-genteel order, and when he traveled anywhere he took an humble lunch with him in a brown paper bag. He never drank or smoked and had no darker vices. He got away with about a million all the same, and the mystery is how he did it. There is a shrewd suspicion that he took a good deal of it with him to Canada.

UNTIL such time as the craze for wealth passes away and silly men and women recover from their vanity and love of show, there is no use in relying upon religious restraints or pulpit thundering to keep some men from being thieves or some women from urging them on to crime. Some more effective measures must be found to correct the evil than those usually applied by the church. When preaching at them and praying for them are reinforced by the temporal terrors of the civil law, and the remote possibilities of future punishment in some vague sheol are exchanged for the immediate certainty of present punishment in the visible and tangible penitentiary, there will be less disposition to take other people's money, not only with church members but with those outside the fold.

Baltimore News, September 25.

Providence Star, September 25.

THE bank examiner comes in after the discovery, to confirm the facts and to verify or enlarge the figures of loss. This was not the intent in establishing the office of bank examiner, as it was expected that those officials would exercise such a vigilant supervision as to make any prolonged system of stealing virtually impossible. Of course no amount of vigilance can protect a moneyed institution against a cashier or teller who chooses to step out abruptly with the cash in the safe or the drawer, but such instances are extremely uncommon. The ordinary form of defalcation is the one which can and ought to be impossible for any length of time.

St. Louis Globe-Democrat, September 26.

EXPERIENCE has proved that no man stands so high in commercial and social esteem that it is safe and proper to exempt him from surveillance in capacities of public trust and responsibility; and no truly honest man will ask to be thus favored. It is not possible to prevent theft in every instance; but it is possible to materially reduce the number of defalcations by a more rigid and faithful policy of supervision, and the people have reason to insist that the directors of corporations, particularly those which have the custody and use of funds that do not belong to them, shall strictly observe the laws made for their guidance.

Chicago Herald, September 25.

GREAT BRITAIN and Canada stand ready to enter into any reasonable agreement for the exchange of big thieves. They have always been prepared to do so. But there is no public sentiment here which demands the punishment of the millionaire robber. There is no law for him, because fast trains can carry him beyond its reach in a few hours. If the penitentiary is held to be useful in punishing and reforming little offenders it certainly will prove equally valuable in the case of the big thieves. Of the two the former are, perhaps, the more vexatious, but the latter are the more dangerous to society.

Pittsburgh Chronicle-Telegraph, September 25.

THE friends of Bartholomew, the runaway president of the Charter Oak Life Insurance Company, are almost broken-hearted over the fact that he took but five hundred dollars with him, and will soon be penniless and exposed to all the rigors of a Canadian winter. He must have played desperately to the last, hoping each new deal would turn up in his favor, until at last he had no resource but to cut and run. His friends, however, seem to have no pity to bestow on the victims left behind, some of whom are utterly impovished.

Boston Transcript, September 23.

SOME more stringent methods than now exist must be devised to prevent such persons from imagining that they can use other people's money in their own per sonal speculations, or for objects that the rightful owners would never sanction, if knowing of the diversion. Enormous salaries, paid at the expense of dividends to stockholders and poorly paid subordinates, furnish no guarantee against breaches of trust by individuals who have acquired a contempt for the ordinary slowness of acquiring wealth.

Portland Advertiser, September 24.

THE Hartford defalcation is worse than the Portland case in some respects. Not only is the amount abstracted by President Bartholomew from the funds of the Charter Oak Insurance Company known to be greater, but at least a million of his paper is afloat, and the sum of losses, direct and indirect, occasioned by his misconduct, will be enormous. More than this, instead of remaining courageously to face the consequences of his act the defaulter has fled to Canada. New York Star, September 25.

No officer of a banking institution or of any fiduciary company should be permitted by law to engage in any other business. The number of cases like those of Mr. Bartholomew is too many not to make such a limitation as this necessary. There are enough temptations to lead men astray without giving them the additional ones of conflicting interests to drug their consciences and blind the sense of duty.

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Cincinnati Enquirer, September 27.

IN ninety-nine cases out of a hundred there is not at the start, and often not at any time, a deliberate intent to steal. But is the crime less? Are its evil conse quences less? When we begin to treat the embezzler of private or of public funds as a thief, and when one can be persuaded to punish him promptly and vigorously as a thief, then we shall be in sight of the long-sought " remedy."

Manchester Union, September 25.

THE Hartford Post remarks that " Hartford was rudely shocked by the revela tions concerning the defalcation of George M. Bartholomew." This is undoubt edly true, but these financial quakes would not shock people so much if they didn't so often take reputation for security. They are unlike the veritable earthquake in that they are not mysterious and can be foreseen and avoided. New York World, September 24.

SINCE it has become evident that preaching can not awaken the sense of mont As more comes out about Bartholomew, the fugitive cashier, the shrewder he obligation to a sufficient extent in the directorial mind, even when aided by the

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HENRY GEORGE'S CANDIDACY.

THE nomination of Henry George as the candidate of the Workingmen of New York for mayor of that city has excited general interest and elicited much comment, the chief points of which are here reproduced.

Boston Advertiser (Rep.), September 25.

THIS part of the platform is so compact that it can hardly be condensed, and so significant that it deserves to be quoted:

We declare that the people of New York city should have full control of their own local affairs; that the practice of drawing grand jurors from one class should cease, and the requirements of a property qualification for trial jurors should be abolished; that the procedure of our courts should be so simplified and reformed that the rich shall have no advantage over the poor; that the officious intermeddling of the police with peaceful assemblages should be stopped; that the laws for the safety and sanitary inspection of buildings should be enforced; that in public work the direct employment of labor should be preferred to the system which gives contractors opportunity to defraud the city while grinding their workmen, and that in public employment equal pay should be accorded to equal work without distinction of sex. We declare the crowding of so many of our people into narrow tenements at enormous rents, while half the area of the city is yet unbuilt upon, to be a scandalous evil, and that to remedy this state of things all taxes on buildings and improvements should be abolished, and that taxes should be levied on land irrespective of improvements, so that those who are now holding land vacant shall be compelled either to build on it or to give up the land to those who will. We declare furthermore that the enormous value which the presence of 1,500,000 people gives to the land of this city belongs properly to the whole community; that it should not go to the enrichment of individuals and corporations. We also declare that existing means of transit should not be left in the hands of corporations, which, while gaining enormous profits, from the growth of population, oppress their employees and provoke strikes that interrupt travel and imperil the public peace, but should by lawful process be asumed by the city and operated for public benefit.

Thirty thousand voters committed to such a declaration of principles in the city of New York means something to the community at large. We believe they intend to nominate no candidates for the other city offices, concentrating their strength without any distractions upon one candidate, in order to make the most formidable demonstration of power possible. Of course if he should be elected he could accomplish practically nothing in behalf of these aims; nevertheless, the fact would not be uninfluential upon public opinion.

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New York Commercial-Bulletin, September 27.

THE land" does not "belong to the whole community," but to the man, or the men, or the women (in their individual or corporate capacity) who own it and pay taxes upon it. Nobody else has any title to it. To assert the contrary is to utter a statement that to put it as mildly as possible-has no foundation in fact. Now, is it intended to confiscate that land, or to buy it, after some arbitrary assessment? If the former, it is important to know who is going to authorize the confiscation, and who is going to submit to it. If the latter, it is not less important to know how the purchase money is to be raised; and then, after the purchase is effected, by what process or upon what principle the land is to be redistributed so that every man should have an equal portion. In many respects, it is but fair to say, Mr. George is a man of clear perceptions and sound principles, and it would be a pity, therefore, if the former should now be obscured and the latter negatived by the foolish utterances which have been incorporated in his platform. The political carpenters who constructed it ought to know that their candidate, as a private person, is entitled to entertain such theories as he may choose, in print or on the rostrum, concerning the reconstruction of society or anything else, but it is quite a different matter when he is put forward as the leader of a party which proposes to see what can be done to reduce those theories to practice as far as his position of chief magistrate of the leading city of the continent will enable him and them to work to that end.

New York Sun (Dem.), September 25.

THERE are many reasons why the nomination of Mr. Henry George, the workingmen's candidate for mayor, should commend itself to the committee of one hundred citizens who, we believe, have not yet made a selection. We believe that they prefer a man without pronounced political partisanship, and Mr. George He is spoken of as a Democrat and he has voted the Democratic ticket, but his mind is much more absorbed in comtemplating the social inequalities of his fellow-citizens than in a comparison of the issues furnished by the Democrats and the Republicans. Moreover, he is a straight out free trader, and the pure and elevated doctrine of free trade seems to have a

should satisfy them on that score.

special attraction for the gentlemen who hover on the outskirts of politics. Besides, Mr. George is perfectly and unassailably honest. He is a man of sincere feeling and high principles, and he has never borne the load of official responsibility which few men ever take off without its leaving, to some eyes at least, some mark upon their shoulders. But still the one hundred are not socialists like Mr. George. And besides they would probably prefer to have a candidate of their own.

Milwaukee Journal (Ind.), September 25.

THE great meaning of Henry George's success would be the evidence that the masses are superior to party dictation and beyond party palaver. Tammany has declared against George. That of itself will be sufficient proof that honesty is stronger than the intrigue and the spoils system in New York city if Mr. George wins. The Republicans will oppose George. So will the county Democracy. Let the laborers elect him mayor of the country's metropolis in the face of such opposition and labor has a weapon with which to drive corruption to the rear in both political parties and to insure that the thieves instead of the honest men shall act on the defensive. Nor is it necessary to endorse the whole scope of Henry George's ideas to support him in the candidacy upon which he has entered. The lawful rascality which most strongly sustains his tendency toward socialism would be wiped out if the servants of the people were all as honest as he is conceded to be.

Brooklyn Eagle (Dem.), September 24.

THE Labor party has nominated an able, respectable and widely know man for mayor of New York. By entering the political field the workingmen, so far as they permit this body to misrepresent their interests, forfeit the advantageous position they have hitherto held in appealing to the favorable consideration of all citizens irrespective of party, and present themselves as a partisan faction struggling for office and bitterly hostile to every organization and to all voters but their own. Mr. Henry George ceases to be a clever essayist and a philanthropist, secure of a friendly hearing even from those who reject his notions, and becomes a politician constrained to give hard knocks and certain to receive them; submitting himself to merciless criticism as to motives and methods, and compelled, at the end of his canvass, to stand, stripped of his eloquently phrased vagaries, by the touch of common sense, in naked absurdity before a practical people.

Washington Post (Dem.), September 24.

HENRY GEORGE is a moderately intelligent man, but a man who, as a breadwinner, has been too busy for much serious study. He is doubtless honest in regard to money, and is certainly sincere in the holding of his eccentric and preposterous opinions. He is a rather high type of crank. He would not steal if made mayor,

or intentionally let anybody else, but he would be as helpless as Cooper was in the Niagara rapids, swept down by the current and wondering what would happen next. In his relation to the city government he would be like a fly on a cartwheel. George is a man of good appearance, medium-sized, red-faced, yellowbearded, blue-eyed, inclined to voluptuousness, high-browed, and the caterpillar of time has completely denuded his summit of its foliage. To make him mayor would be to turn him to derision and disgrace New York. But there's no danger. New York Herald (Ind.), September 27.

THE workingmen's canvass for Mr. George for mayor perplexed the politicians of the old parties from the start and set them to calculating how many votes it would draw from one or another of their candidates; but all of them derided the notion of its possible success in the election. This derision, however, is very fast abating, and the perplexity is giving place to some alarm since it is found that Mr. George's strength is quite as positive in the trades-unions as among the Knights of Labor. But there are several weeks yet before election day, and organization counts for a great deal. The old parties have organizations ready made, whose efficiency has been tested in a multitude of campaigns. Mr. George's supporters have theirs to create from the foundation up, and we observe among their names but few experts in the business.

Baltimore Sun (Ind.), September 27.

WHILE we regard the declaration of principles, as we have said, a mixture of good and bad, we feel assured of one good result that must inevitably flow from the practical shape the labor movement has taken—and that is, it will at least make the old parties more careful in their selections for the municipal offices, a result naturally to be expected from any formidable movement outside of old party lines. It will teach them in New York what they are fast learning elsewhere, that community as public saints, no matter what their private and business sins may be; trading politicians and incapable adventurers can no longer be palmed off on the for the world is fast learning that an ignorant, blatant, corrupt politician will be pretty certain to turn out an offensive, unscrupulous, and swindling office-holder.

Chicago Tribune (Rep.), September 25.

perty of all corporations, railroads, tramroads, telegraph and telephone lines, etc. GEORGEISM not only contemplates the confiscation of all lands but of the proThe same difficulties lie in the way of obtaining possession of them also, and even if possession could be secured, by compensation or by force, their management and operation by a board of State-house demagogue commissioners, paying double for all services and receiving half-work, would be such that not even running expenses could be obtained without raising freights, fares and tolls on the public to an intolerable hight. Looked at from any standpoint, Georgeism is a superficial, impracticable and thoroughly worthless remedy for any of the alleged grievances of labor, and the more it is studied the more worthless it

appears.

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